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About Catharine

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    P.O. Box 1267, Denison, Texas 75020

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  1. You certainly had a long time on the road. You must have seen and done much of what you planned. It is interesting to see that you are so glad at this time though to be off of the road. Things change as far as people's viewpoints depending upon experience. I always like to see people so happy to get on the road. But then perhaps they are just as happy many times to get off! Good luck on your new situation which sounds very good for you.
  2. I am assuming that you did not take a homestead exemption on the house taxes. There is such a thing as declaring your homestead (primary residence) with the county clerk. While this is done to avoid bankruptcy proceedings involving one's primary residence, such a declaration could be made by you regarding your RV. Most would assume that the fixed house is your primary residence and this would help to counter that idea. You could probably have a consultation with an attorney on this that would not cost much, or maybe even free. Law firms make up such an affidavit and some are available to use, however, they are written with a fixed residence in mind. While you can do one yourself, you might want to just pay up to have your RV declared your primary residence because you are in an unusual situation. The problem you still might have is the time you spend in the house when in Texas vs. time in the RV. While that should not matter (given that most months you are apparently on the road in the RV) no telling if it would matter in some situation where your residence might be at issue. Perhaps an attorney can advise on that.
  3. As of September 1, 2017, trailers in Texas with a weight of 7,500 lbs. or less are exempt from the annual safety inspections. Few would come under that here but we have a small trailer. The above-mentioned 4,500 lbs. in the post by California3201 has just been changed to 7,500 lbs. A self-certification can be used for the VIN if bringing such a trailer into Texas.
  4. Yes, Escapees is worth it just for the magazine. I have always thought that their magazine was excellent and it seems that they have improved the paper they are using lately. A nice touch. Anyway, there are many good reasons to be a member and you will surely benefit. Cathy
  5. I take it that you have just become a fulltimer. Good for you! You need to officially declare yourself one, as you put it. You cannot be a fulltimer but pretend not to be unless you want to subject yourself to some possible big problems down the line. That is what some people are telling you here. Perhaps you are not in one of the three states friendly to fulltimers (FL, TX, SD) since you said that a street address was required. (Some use an Escapees address though.) That is why fulltimers have a habit of using one of those states as their domicile. There is no problem with your getting mail at a relatives or keeping vehicles there. The problem is pretending to live there since that can likely be quickly and easily found out not to be the case. Someone mentioned a claim. Yes, the agent will not be the one taking care of that should something happen. You need to be living where you say you are living. And if that is on the road, you need fulltimers insurance to protect yourself and avoid hassles regarding that. You may be able to get away with making your domicile in that state, whatever the state, but it could become a problem if not a state friendly to fulltimers. Talking to state officials on your situation with regard to that for taxes and other business may help. They may have dealt with this. Also, even if you do not vote, voter registration is considered an important indicator of where you are domiciled. And you just might decide that you want to vote some time.
  6. And I believe that this is for four different stays. Four nights total, only one night each stay, I think. Not to be compared with NM's at all, as you say.
  7. We are not fulltimers and have never been but we have been memebers of Escapees for several years. I like receiving their information and can use much learned here when on the road. Cathy
  8. Glad to read this. The one found the other and they were apparently two very similar good folks.
  9. The broker talked to Nationwide and that person talked to an underwriter. Allied is merged with Nationwide (owned by Nationwide many years but merged recently.) They have started calling all formerly "Allied" insurance policies "Nationwide" recently. But they say that Texas does not have them merged yet, even though they are merged as of the last year or two.
  10. One would think that this is the case but they are saying that the full replacement coverage has to be bought within 13 months of the trailer being new. Since they are our company, of course they know we bought it when new, so can't even believe that they are claiming that this is a problem. Yes, I think they should be doing what yours did and would expect that they all do that. Thank you for the reply.
  11. I managed to goof up my answer which is above. That is not SWharton's quote above but my remarks.
  12. We bought full replacement insurance in Iowa when our trailer was new in 2015. Now we have moved to Texas. Trailer still in Iowa at the moment. We have Allied which is under Nationwide and they are merged. We are told that the insurance cannot be transferred as it has to be re-written because of moving to Texas (when the trailer is brought to Texas). Full replacement coverage is only given in the first 13 months and we are past that. Anyone dealt with this problem? (Our house in Iowa is now our second home. Working on getting out of it later.) Cathy
  13. Love your bus! Can't wait to see what adventures you have.
  14. Just want to mention that, in Texas, according to their title and vehicle registration application, they specifically allow for renewals to be sent to an address other than your domicile.
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