Can't compare because we have only had NGIC (National General) since we began full-time in 2014. Recently we had total loss on both our 5th wheels and major damage to our truck. National General came through and were great to deal with at a very stressful time. Always easy to get someone in the phone and the adjusters they sent out were so professional and thorough. Replacement value on one 5th wheel and market value on the other. Plus getting the truck back like new. I honestly can't say enough good about how they helped us out when we needed it most.
