siegmann

For those that are interested, that format was accepted during the application process.

OK, so AARP/United says "P.O. Box/PMB not allowed" for your home address, but Humana only says no "P.O. Box". But then they have you place an APT. # on the line below the street address. I always use the my SKP # on the same line of the street address: 208 Rainbow Drive #______ That has always worked for me and I feel I'm not misrepresented my address as an apartment. Could others tell me how they fill out their address?

No problems yet. But for the last few months when I went to Medicare.gov (numerous times) to research available plans, the web page would not recognize the 77399 zip. If I put in 77351, it would show as Polk County, and I could see the available plans for Polk. This got me a little concerned. Just today I went back to Medicare.gov and the web page search format is different. It does not identify the county attached to your zip, it just gives all the plans available in the state of Texas. I have always been able to search for plans at individual insurance companies (UnitedHealthcare, Humana, Mutual of Omaha, etc) with the 77399 zip. So this is probably just all an aside, and no longer a issue to me. Now here is the real concern. After 9/11 many of my financial providers classified my Rainbow address # as a PMB. And changed it to a PMB, even if I did not. Well, most of the Medicare Supplement applications have something along the lines of : What's your permanent home address? (Please note: P.O. Box/PMB is not allowed.) I have read that an insurance company can drop you at any point in the future if you were not truthful on the application. Seems like they could use this as an excuse to cut you loose at any time (you get too expensive?). The insurance companies must have 1,000's of Medicare Supplement folks with SKP addresses, so they must know it is a PMB/Mail Forwarding Address. I thought maybe someone out there may have had an application rejected for this reason.

Have any full-timers had issues/problems with Medicare Supplement insurers and your SKP address as your resident address?

Getting ready to sign up for Medicare and a medicare supplement plan. Based on my own research, I'm pretty sure I know what I need, but since agents cost no more than going directly to the insurer, I will try an agent. I was going to look for one who has focused experience on Medicare, but then saw some who also claim they help you resolve claim/billing issues down the road (with the provider or insurance company). Two examples are MedicareFAQ.com and BoomerBenefits.com. Does anyone have experience with these broker/agents or any others that truly do help you solve problems after they've signed you and you've paid your premiums.