funmom Posted January 23, 2020 Report Share Posted January 23, 2020 We are thinking about keeping our fifth wheel parked year round on a lot in FL. Anyone have suggestions on insurance Quote Link to comment Share on other sites More sharing options...
Kirk W Posted January 23, 2020 Report Share Posted January 23, 2020 I would start by discussing it with your current insurance agent. Quote Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
Big Rick Posted January 23, 2020 Report Share Posted January 23, 2020 Flood insurance will require the wheels be removed, the unit blocked and anchored Quote Link to comment Share on other sites More sharing options...
Ray,IN Posted January 24, 2020 Report Share Posted January 24, 2020 5 hours ago, Big Rick said: Flood insurance will require the wheels be removed, the unit blocked and anchored Florida requires every permanently placed RV-in an RV park- to have wheels and be licensed annually. Insurance is optional. It's said that wheels law is so other trailers can be pulled away if one catches fire. Virtually all would have to be pulled like a sled. My cousins trailer hasn't had the tires checked in over 20 years, makes the must have wheels law ridiculous IMO. Quote 2000 Winnebago Ultimate Freedom USQ40JD, ISC 8.3 Cummins 350, Spartan MM Chassis. USA IN 1SG retired;Good Sam Life member,FMCA ." And so, my fellow Americans: ask not what your country can do for you--ask what you can do for your country. John F. Kennedy 20 Jan 1961 Link to comment Share on other sites More sharing options...
richfaa Posted January 24, 2020 Report Share Posted January 24, 2020 11 hours ago, Ray,IN said: Florida requires every permanently placed RV-in an RV park- to have wheels and be licensed annually. Insurance is optional. It's said that wheels law is so other trailers can be pulled away if one catches fire. Virtually all would have to be pulled like a sled. My cousins trailer hasn't had the tires checked in over 20 years, makes the must have wheels law ridiculous IMO. We are in Florida suggest you see an agent that sells Insurance in Florida . I tried to pull out a RV here that had been sitting for years .I thought it would come apart had to have a tow truck do it. Florida insurance is "different" Quote Helen and I are long timers ..08 F-350 Ford,LB,CC,6.4L,4X4, Dually,4:10 diff dragging around a 2013 Montana 3402 Big Sky SKP 100137. North Ridgeville, Ohio in the summer, sort of and where ever it is warm in the winter. Link to comment Share on other sites More sharing options...
ralelo Posted January 27, 2020 Report Share Posted January 27, 2020 Hi, We recently went back to sticks & bricks. I changed the address on our Progressive RV policy & the rate went up $35 so now I’m looking for other insurance options. Apparently it is more expensive to not live full time in an RV according to Progressive. Happy Travels! Quote Link to comment Share on other sites More sharing options...
kurtsara Posted January 28, 2020 Report Share Posted January 28, 2020 8 hours ago, ralelo said: Hi, We recently went back to sticks & bricks. I changed the address on our Progressive RV policy & the rate went up $35 so now I’m looking for other insurance options. Apparently it is more expensive to not live full time in an RV according to Progressive. Happy Travels! Fort $35.00 you are going to change companies? Quote Link to comment Share on other sites More sharing options...
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