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Al F

Medicare Supplement Plans C & F for Newly Eligible starting 1/1/2020 NOT Available

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For those newly eligible for Medicare starting on 1/12020 Medicare Supplement plans C & F will NOT be available.  This is age and disability eligibility restriction only.  That is if you turn 65 on or after 1/1/2020 or become eligible (disability is an example) on or after that date you can not enroll in Plans C or F.  

If you already have Plan C or F you may continue with your current plan.  

Link to more details:  https://www.ahip.org/medicare-supplement-in-2020/  There is a PDF file to download with good info..  

This may be old news. I just received a notice from my insurance company about the changes, so thought I would share the info.

Edited by Al F

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I just started Medicare 01/01/2019 and my broker told me to go with Plan G not F. Maybe this was why. 

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Plan G has the exact same benefits as F, except G doesn't pay the Part B deductible, currently $185 annually. In recent years the premium difference for F Plans has been more than the deductible amount, making the G plan more attractive. The amount of difference in premiums for G vs F, varies by state and insur provider.

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I have Plan F. It is pricey. More as I get older. But. All my Doctors like it. I'm guessing because they don't have to chase me down for the extras.

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On 8/7/2019 at 6:51 PM, JRP said:

Plan G has the exact same benefits as F, except G doesn't pay the Part B deductible, currently $185 annually. In recent years the premium difference for F Plans has been more than the deductible amount, making the G plan more attractive. The amount of difference in premiums for G vs F, varies by state and insur provider.

Exactly our experience. We had plan F but shifted to plan G when the premium savings exceeded the Medicare deductible. 

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It depends on the Insurance Company, location, age, etc.  In my case, Plan F is still cheaper than Plan G plus the deductible.  It only makes sense to eliminate one of the plans so we don't have to do this dance every year to see which one to choose.

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Question for those of you that know the insurance business. With plan F discontinuing new enrollees soon, should we expect the premiums to accelerate faster than G as the F plan enrolled population ages. 

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