LFPEM2019 Posted March 8, 2019 Report Share Posted March 8, 2019 Hello, Called today for insurance at Progressive and Foremost for full timer's insurance and was quote $6200.00 and $5,750.00 a year. That seems to be really high for a 2010 Foretravel Nimbus and my perfect driving history. I have pulled various types of trailers most of life so I know it is not a lack of experience. Do anyone have a source for a reasonable insurer for a Class A? Edward Link to comment Share on other sites More sharing options...
Twotoes Posted March 9, 2019 Report Share Posted March 9, 2019 I got GEICO for my 2015 DP and have fulltimers coverage. I have high limits ($500,000 liability and $20,000 personal effects) so that I can have a $1,000,000 umbrella policy too, which only costs $197 per year. I have a SO Dakota domicile and a $1,000 deductible and pay $1,150 every 6 months including my tow vehicle a 2017 Jeep Wrangler. It also includes roadside assistance. 2015 Itasca Ellipse 42QD 2017 Jeep Wrangler Unlimited Rubicon Hard Rock Edition 2021 Harley Street Glide Special Fulltimer Link to comment Share on other sites More sharing options...
JRP Posted March 9, 2019 Report Share Posted March 9, 2019 Contact one of the independent insurance agencies that specialize in RVs, they know who offers the best rates for certain type vehicles & coverages. I used Miller but there are several other good ones as well. look in the Escapees commercial directory listing or wait for more input here Don't push the Liability limits too high in your base policy. Its much cheaper to buy increased Liability in an umbrella policy. Although it will require a certain minimum liability coverage in your base policy, mine required 250,000/500,000 to get an additional $2 mil in the umbrella. I pay about $1300 a year for complete coverage of my class A motorhome, and another $200 for the umbrella policy. I have 6 other vehicles on separate policies with the same company. Jim Link to comment Share on other sites More sharing options...
LFPEM2019 Posted March 9, 2019 Author Report Share Posted March 9, 2019 Guys, I have a $1 mill umbrella. I will call Gieco tomorrow and others. Perhaps, I need to downsize on the size and price of the rig? I know we should have good insurance but those prices are just too much. Link to comment Share on other sites More sharing options...
SWharton Posted March 9, 2019 Report Share Posted March 9, 2019 Something is wrong with your quotes. We pay $1600/year for declared value($100K). Could be the state you live in. I heard from my old insurance agent the GA? is very, very high. Link to comment Share on other sites More sharing options...
Fhkw9DPJ8V1g Posted March 9, 2019 Report Share Posted March 9, 2019 3 hours ago, LFPEM2019 said: Called today for insurance at Progressive and Foremost for full timer's insurance and was quote $6200.00 and $5,750.00 a year. What state are you trying to have this policy written in? I'm sure a lot of folks would be curious to know. Lots of changes happening in RV insurance underwriting. We just bought a new rig and we had to switch to Progressive for our 39' 5er and MDT since the company that we had been with for 8 years no longer writes for trailers over 35'. Link to comment Share on other sites More sharing options...
Kirk W Posted March 9, 2019 Report Share Posted March 9, 2019 RV Advantage Insurance Miller Insurance AIS RV Insurance Good travelin !...............KirkFull-time 11+ years...... Now seasonal travelers.Kirk & Pam's Great RV Adventure Link to comment Share on other sites More sharing options...
WeBeFulltimers Posted March 9, 2019 Report Share Posted March 9, 2019 We are also very happy with our full timers policy with GEICO. 2018 Montana fiver & 2012 F350 both with excellent full coverage to include roadside. $1600.00 yearly based in Tennessee. Switched from Progressive 7 years ago because they kept going up, up, UP with zero claims! Fulltiming since September 1, 2010 2012 Ford F-350 PSD SRW Lariat Crew Cab 2012 Montana 3585SA Link to comment Share on other sites More sharing options...
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