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Monaco Larry

Charles Schwab closing IRA due to PMB address

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We have run across a small percentage of on-line forms that will not accept a character in the address field that is non alphanumeric. So putting the "#" sign in the address generates an error. 

In those cases we use "213 Rainbow Drive 12345" as our format and it has worked fine. Seems to fly in the face of the above quoted postal regulation, but so be it!

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I agree that is what the postal regulations say but I have had more than one instance where some business or entity has made my address APT 0000.  I have had some that could not seem to put the  Pmb #, Apt # or anything like that.  One was a major  insurance company that finally after years got it right.  I know that if the PO decides to enforce the regulation it could cause issues but I think unless it is massive or done by our mail service they will simply ingore it.

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1 hour ago, Kirk W said:

Mail sent to an addressee at a CMRA must include either the PMB identifier or the #, followed by the appropriate private mailbox number. Use of any other identifier is prohibited. Either a three line or four line address format can be used with a CMRA address and the PMB or # identifier,

At MyDakotaAddress I routinely used "Apt" instead of PMB for >7 years and no one objected.  During my scramble to change all our addresses I discovered that some address fields aren't set up to take the # character even though you would think they should be.

Bottom line, when USPS says that  "Use of any other identifier is prohibited" exactly who is going to enforce that?  USPS operations sure doesn't care; my mail gets there just fine the way I address it.

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10 hours ago, docj said:

Bottom line, when USPS says that  "Use of any other identifier is prohibited" exactly who is going to enforce that? 

Just as I said back when this discussion began, " I have no idea if anyone ever enforces that rule or not. And if they do enforce it, is there some sort of penalty?"

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I down loaded and read the USPS publication 28, which addresses the standards for labeling US mail. It is to make it easier for the USPS to delver mail in this automated world.  It doesn't say the mail will not be delivered. It does recommend using "PMB 123" or "# 123" 

Any other requirements are belonging to your bank or other finance company. I would think your mail-box service can advise you. My plan is to just have the number on an address line with no prefix.

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10 hours ago, Kirk W said:

Just as I said back when this discussion began, " I have no idea if anyone ever enforces that rule or not. And if they do enforce it, is there some sort of penalty?"

I think the only penalty the USPS could impose would be to return the mail to the sender marked "Undeliverable as addressed".

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