Danbo Posted September 27, 2018 Report Share Posted September 27, 2018 Hello! We have just started full timing and are in the process of changing domicile to FL with the help of the Escapees. Having trouble finding an insurance company or agent/broker that can help us get an Umbrella policy. We no longer own a brick/stick home. Would really like to have it to supplement the policies on the tow vehicle and trailer. I did a search on this forum and didn’t see any recommendations specific to FL residents. If i missed it my apologizes. Thank you Link to comment Share on other sites More sharing options...
SWharton Posted September 27, 2018 Report Share Posted September 27, 2018 Here is a similar thread: http://www.rvnetwork.com/topic/133854-umbrella-policy-for-full-timers/?tab=comments#comment-961582 Call Miller or FCIS.......... Link to comment Share on other sites More sharing options...
Danbo Posted September 28, 2018 Author Report Share Posted September 28, 2018 Thank you SWharton. I did find this thread in my earlier searches. It seemed very TX specific, I wasn’t sure who Miller was, and I have already tried AIS, Good Sam and several others. None would write Umbrellas or could help full time RVing FL residents. I just found through a different blog Miller is an insurance broker out of OR that can sell insurance for the whole country so I will try them next. Wish me luck! And thank you again for your response. Link to comment Share on other sites More sharing options...
SWharton Posted September 28, 2018 Report Share Posted September 28, 2018 FCIS is a big broker out of IA that also has insurance for full timers. Link to comment Share on other sites More sharing options...
SWharton Posted September 28, 2018 Report Share Posted September 28, 2018 I was under the impression that the umbrella policy pertains to the person and their driving skills etc. vs. what state they reside in.............. Link to comment Share on other sites More sharing options...
Danbo Posted September 28, 2018 Author Report Share Posted September 28, 2018 That might be the case. Most other insurance policies do have some state specific nuances and not all brokers can sell in all states. Without a traditional home I understand an insurer may require certain types of coverage and/or amounts on our vehicle and trailer insurance policies. Link to comment Share on other sites More sharing options...
Danbo Posted October 30, 2018 Author Report Share Posted October 30, 2018 SWharton, Thank you! FCIS was able to help me. I worked with a wonderful rep, Bob Isbell. Link to comment Share on other sites More sharing options...
SWharton Posted October 30, 2018 Report Share Posted October 30, 2018 Glad to be of help. We have been very happy with FCIS. Link to comment Share on other sites More sharing options...
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