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AlCherry

Tricare for Life and Medicare

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Please note the change of enrollment dates in the "full article here" hot link. Open enrollment is now between Nov. 12 to Dec. 10 2018. That was a surprise to me, as the original enrollment date ended Oct. 31.

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AlCherry

If you have figured it out please fill us in.  My DW spent 2 hours going over all different planes on the Dental and came away with more questions than answers.

Dennis

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What we have figured out is that we have to get part A&B, $130 for each of us per month, we have to get it before we turn 65. We haven't begun looking at dental and visual. I guess we'll be spending a large portion of our retirement pay on health care.

 

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37 minutes ago, AlCherry said:

What we have figured out is that we have to get part A&B, $130 for each of us per month, we have to get it before we turn 65. We haven't begun looking at dental and visual. I guess we'll be spending a large portion of our retirement pay on health care.

 

Just so nobody misunderstands, the premiums are for Part B (outpatient care). Part A (inpatient care) is premium-free. Tricare For Life will cover your prescriptions (I advise using the Express Scripts home delivery service to avoid copays). It's bargain basement compared to what non-military folks have to pay for part D and out-of-pocket expenses (Tricare For Life picks up whatever Medicare doesn't pay). If I can get it to work, here's a link to the Tricare For Life handbook:

TCFL Handbook

Rob

Edited by Second Chance

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2 hours ago, Second Chance said:

 It's bargain basement compared to what non-military folks have to pay for part D and out-of-pocket expenses (Tricare For Life picks up whatever Medicare doesn't pay).

Oh man, you aren't kidding!!  I'm more than 10 yrs from TFL eligibility, but have several non-mil friends who are over 65.  When they talk about their health insurance costs, I just bite my tongue and feel bad for them.  Their insurance, plus co-pays, plus supplements to cover them is, in some cases, $500 a month.

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18 hours ago, remoandiris said:

Oh man, you aren't kidding!!  I'm more than 10 yrs from TFL eligibility, but have several non-mil friends who are over 65.  When they talk about their health insurance costs, I just bite my tongue and feel bad for them.  Their insurance, plus co-pays, plus supplements to cover them is, in some cases, $500 a month.

You are correct, sir. I see what my co-workers are paying and cringe. My little sniveling about cost is nothing compared to non military.

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