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  1. Hello. Looking for input to settle my brain on this. I am turning 65 in Sept. and must now decide either Original Medicare or a Medicare Advantage plan. I just enrolled in a Humana PPO plan that says any doctor, and I would need to pay more for treatment out of network, but I could use one out of network. What worries me is how much this may limit me while traveling. Will every doctor accept this Humana Medicare Advantage plan? I am a 2 year full timer and have had Florida Blue Select under the ACA, and it has been fine. Now this Medicare concerns me. Or should I cancel this enrollment and just go with Original Medicare for best selection of doctors nationwide? How much actually is my 20% copay on a real basis for doctor visits, etc? And what about the ER? I know I can go to an urgent care and that copay is reasonable. X-Rays, MRI.... does anyone know what I would have to pay for my 20%? I have talked with several insurance agents. And they of course are selling their plans. Hence, I hope someone here can shine a light on this for me. I cannot afford a supplement on top of the Part B premium that will be coming out of my SS check. This is why I am asking Original Medicare or Advantage PPO. I don't have any chronic medical issues and I don't take any prescriptions. Thanks to anyone who can help me think straight here.
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