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Folks: I apologize for asking a question that’s been beaten to death but I’m confused by a possible wrinkle caused by the ACA and by Texas Blue Cross eliminating the PPO option. According to that very helpful and informative website that we got in an Escapees email: https://www.rverinsurance.com/uncategorized/rver-guide-to-2016-aca-open-enrollment/ “Important Note: You can not simply get an address in another state and purchase your coverage there. You have to be a legal resident of that state. That is an ACA requirement!” Is being a legal resident of a state the same as having domicile there? We’ll be spending most of 2016 in Chicago. (Granddaughter!) My wife has to apply for an ACA plan. Getting a Texas HMO makes no sense. But if my wife gets a Chicago PPO does that mean she has to give up her Texas domicile. If she does, do I? I really don’t want to have to give up my Texas driver’s license or domicile. We’ve been Texas residents since 1988. (We've had a Livingston address via Escapees since we sold the house.) Furthermore, our current living conditions have no permanency to them: We’re renting a basement from which we would have to move if our landlady decides to sell the house. Any info or insight on this would be greatly appreciated. It may even help other people in a similar situation. Thanks! Harry