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Found 6 results

  1. Medicare is sold based upon the zip code of your permanent address. I assume this is the domicile address? We purchased a Supplemental Plan that allows us to go to doctors anywhere. I recently received a letter from Medicare stating... Medicare understands that you may need to live away from your home for part of the year, however you may live somewhere else for up to 12 months in a row. In other words, the assumption is that you must return to your permanent home after that. This doesn't exactly fit with the Full Time RVing lifestyle. Has Escapees addressed this? How do other full-timers on Medicare deal with this?
  2. Anyone familiar with the 2018 Cigna health insurance option for those under 65? I am a little concerned/don't understand the relationship with NY Union 713 that sponsors the plan. I hear if you have an issue, you deal with the union, not Cigna. Any feedback would be appreciated! Scott Mickeleit
  3. We have been residents of Washington state for the past couple of years. I am on Medicare, but my child-bride is only turning 60 this year so she has a few more years to go before she can qualify. She has been on a PPO there, but we were notified that the insurance company won't be renewing the policy for 2018. Since that was the only PPO available to us, we are looking for coverage. An HMO is pretty dicey for full-time RVers due to emergency coverage outside of our home area, where we are pretty much all the time. We are currently looking to change residence to Florida so we can take advantage of the BSBC EPO that is available in Bushnell, FL. Does anyone have experience 'moving' to the Escapees park, getting set up as residences and obtaining insurance from BCBS? Do you have any experience using the insurance out of state? I know the deductibles and co-pays double when out of network, but at least there is still coverage. When we moved to Washington from Texas, getting established as residents was easy, as far as the state was concerned and getting auto insurance. Blue Cross was more difficult for someone who doesn't have utilities or property. Will we be running into the same thing in Florida?
  4. I am about to set sail on the open road with my Cruisemaster and my longtime boyfriend. We are both contract workers and can work from the road. We will need new health insurance. What is the best health insurance options for the full-time traveler? How is the one offered through Escapees? Where do we get the best coverage for the best value? Is it going to be a long process to obtain this insurance?
  5. I'm consolidating. Too difficult to maintain multiple forum postings: ObamaCare Repeal Act (HR 175) Overview
  6. Greetings! I am researching fulltiming in a few years from now. Presently we both work, make good incomes and live in Colorado. I am stumped when it comes to healthcare. It appears the three most typical states for domicile (Texas, SD and Florida) do not offer expanded Medicaid coverage. This appears to mean, if we are living off savings or are workamping on a very low income, we are "too poor" to qualify for the Affordable Health Care Act subsidizes and are required to pay full price. Even with the BC/BS offered through SKP, this is in excess of $450 a month. We will be in our early 50s when we go. Any thoughts on this?
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