Jump to content

FULLTIMEWANABE

Validated Members
  • Content count

    264
  • Joined

  • Last visited

About FULLTIMEWANABE

  • Rank
    Senior Member

Profile Information

  • Gender
    Female
  • Location
    Western Canada

Optional Fields

  • Lifetime Member
    No

Recent Profile Visitors

6,296 profile views
  1. FULLTIMEWANABE

    Fulltiming? What Regrets do/did you have?

    Great assessment as always Kirk and so very true . Basically it all boils down to knowing thy self, just like the City mouse or country mouse? Embracing change or fearing change = same when you retired, same in the work place over the years. Some embrace and look forward to it and some F.E.A.R. it. Ironically most often we had nothing to fear, and whatever life throws at us we find a way to deal with or accept it anyways. F.E.A.R = False Evidence Appearing Real. If you've done your pros and cons sheets against going Full-time or not, and added solutions/compromises to the cons, then there's your "road map". (Pardon the pun). Personally, we were on target to going Full-time a year and a half ago - daughter getting married last summer, and taking over the family acreage = a win-win all round. It meant we had a space to come home to site wise for several weeks in the summer, and we weren't totally giving up somewhere we've loved living for many years and the memories. Alas, after 6 years engaged, the wedding got called off, throwing a huge spanner in our plans, and for now we've had to compromise with continued longer and longer extended trips instead of Full-time. Not quite our initial dream, but it works well for us, and we have peace of mind personally that, we haven't kicked a gifted horse in the mouth by selling up everything. As another plus, "if" the grass wasn't as green on the longer term RVing side we have a back up still in place. If daughter (huge emotional pull for us) wasn't so in love with our home place, then for sure if it was just hubby and I, we would sell up everything and go Full-time, footloose and fancy free which without question would give us far more financial flexibility to boot, but ........... We all gotta do what we gotta do based on our individual personalities . Can so relate to your being scared MBE! Just a thought but is there anyway you can keep your current home, and test the waters so to speak for a year or two RVing = you might find that emotionally after a period of time, you'll find it easier to sell up the family home then. Alternatively, as has been the case with many, you "just" might find that FT RVing isn't for you. We've read of a lot of folks over the years feeling the latter, but few remain on the forums after the fact. As always ............ to each their own.
  2. FULLTIMEWANABE

    Loco Weed!

    As always to each their own, but I chose to not try and catch a falling knife (unless it's a good short opportunity ) typically waiting for a fish hook/double bottom/doji or other confirmation. I would agree to some degree with that Business Insider (wish it quoted percentage of portfolio risk rather than dollar amounts for realism!), article when applied to solid "index" type investments, but thank heavens I didn't apply that years ago to Nortel (many, many Canadian pension funds that believed it was solid took a huge bath!), also what about Valiant Pharmaceuticals not that many years back, (VRX at the time), that took a huge tumble from in the upper $300's to barely double digits. It's been great since it truly bottomed to buy in and out on the dips but it's still only trading in $30's last time I personally checked under a new ticker BHC? That's just two of many that i'm sure glad we didn't apply that business insider principal too. I have many friends still in SPB from when it was the boasting flavour of income trust funds, their DCA is still crazily high because they "bought and hoped", and believed it would turn around GLBR another and so it goes on and on. Moving your Stop Losses with reasonable wiggle rooms (not too tight!!!), and not holding on to losers will always be the best course of action in our books. Take the 2008 crash, if folks had a reasonable SL based on prior support/resistance/ATRs etc, then many could have got out to cash from S&P index, and waited for the return of, whatever buy signals they prefer to have bought back in = true overall if you'd held throughout you'd still be up today (ask BarbOK ), but if you'd come out to cash and got back in on the upturn you'd be far more ahead of the game. No one I've ever met went poor taking profits For sure indexes, dividend aristocrats and sometimes Dogs of the Dow, have been our mainstay for the portfolio for spreading risk and are for the most part "buy and hold" with a wider SL applied, but I sure do enjoy those speculative one off stocks here and there . They add a bit of fun and variety to the watching paint dry ones. As I said before, for everyone that believes something's a buy there's someone on the other end that believes it's a sell. Buy and hope is not a strategy but sadly most abide by that, being afraid to sell their losers in a timely manner or recognizing when the gravy train is about to run dry, even if only to be short lived, when they can jump back on the bus later. PS: A $75K loss within a multi million dollar portfolio is minor compared to someone else with a $500 loss on a $10,000 portfolio!
  3. FULLTIMEWANABE

    Loco Weed!

    No recommendations on anything RJXJ. For every buyer that thinks they're right, there's a seller that thinks they are too and vice a versa (LOL). No opinion, just sharing the concerns at more local levels here on how it's going to pan out a while down the road after Wednesday. We are more "buy the rumour sell the news" folks and happy to take profits where we can. I'm sure it'll be one of those FB things for us in getting out too soon but grateful for some scraps nonetheless. Happy trading, happy travelling y'all.
  4. FULLTIMEWANABE

    Loco Weed!

    ACB on the TSX was a good grab for few thousand stocks in the $3-$5's a year ago using wider SL's. Nice return today :). Just a heads up, we in the frigid north are being cautiously optimistic now with placing our SL's somewhat tighter to lock in some profits. All due to lots of news about how it's going to be cheaper still on the black market than when it becomes legalized due to the government controls/wants/taxes etc. Just saying FWIW that we are watching the write ups and news very closely here as traders.
  5. FULLTIMEWANABE

    Clean Up That DoDo

    And sadly ....... this is why when we are travelling pet free (for the most part) the odd occasion we book into an RV CG, we always insist on not being placed on or close by Pet allocated Sites. We were recently (Aug) walking along the water front in Nelson, BC. On quite a long stretch along the river, to right down past the airport from the furthest downtown point, there was a chain link fence. Besides the doggy dispenser bags, many fresh bags were tied every couple of feet or less on that fence for ease of pet owners to grab and pick up their furry friends deposits. Alas, we encountered untold amounts of doggy poop along both sides of the pathway as we walked, and the stench at some points more than caught the back of our throats in spots. Someone had the forethought to locate these bags within reach distance of where one might poop, and yet still the owners neglected to pick up. Sigh ........ PS: We absolutely adore and love our dogs, horses and other animals, but part of responsible pet ownership is picking up their deposits, and for the horses ensuring their paddocks are properly maintained for grass growth and their comfort when in corrals. We visit so many folks who's animals live and play in mountains of their own faeces sadly.
  6. FULLTIMEWANABE

    SEMI TOOK OFF OUR WING MIRROR I15 LV

    Thanks a mill to those of you for your support, and to see so many old names from the past over the years that have always offered sage advise and commentary was good to see still The driver was well aware with me holding the Mirror in my hands up to the passenger side as we pulled alongside him quite quickly after the incident as traffic slowed in the construction zone, so no doubt whatsoever, but like was mentioned before, honourable folks are few and sadly far between these days. Even the young police officer said he'd have followed like us, and we didn't break any speed limits, as police were on phone with us the whole time asking which mile markers and exits we were passing and location of the said Semi. Anyways, it was what it was and today it is what it is, so thanks for the heads up on links from some of you for sourcing bits. That's so very much appreciated as always. After this trip got quite the list of itty bitty maintenance and repairs and now some bigger items to sort out when we get home the day after tomorrow. Tonight we are now at Junction 277 I15 in Montana Great Falls awaiting for our engine service tomorrow from folks that installed back in April, and will discuss any options with him in the morning. Incidents and deflated pocket book aside, we had a fabulous trip for the past 2+ months albeit started a bit rocky with needing to be towed and a third engine back in early April at the start, jack pump failing and now the semi incident. However, as I always say things could be a lot worse and no one's hurt is what always matters in life Weather in Vegas was of course waaaaay too hot (hopefully cousin from Ireland that flew in to meet us for 3 weeks, will listen next time on time of year for areas LOL). Coming through Montana today was of course as beautiful as ever at this time of year with the Missouri River views we love for some time keeping us company. Thanks again to most of you for your support, and be careful out there. For sure this shake up on I15 Las Vegas area has certainly caused us to think ten fold about ways to avoid such tight construction zones in such very busy areas in the future. Mind you saying that back in the late 90's our Ford F350 driver mirror got took off, when towing our fifth wheel in those days, had a semi cut us up on regular I15 roads in Montana, with hubby seeing it about to happen moving further and further into the hard shoulder and soft sides as far as possible. We were so very lucky he didn't do a lot more damage back then as well. He also took off without realizing albeit honking horn by us and flashing lights repetitively fast. Back then we never followed him due to speed he was driving at though. Ho hum, a little deja vu some almost 20 years later! Do very much appreciate all links and guidance regarding best sourcing for that specific nut size and thread; the passenger wing mirror; and the pump for the jacks. Apologies took me two days to get back, we were travelling Northwards and had limited internet access, but can now use up the remaining MIFI before we cross the border tomorrow back into Canada.
  7. Coming through the work zone down to two lanes (N of Russell exit on I15 LV), a semi took off our passenger side RV Mirror (Fleetwood Southwind 2003) yesterday evening at 7.40pm, coming well into our left lane of the two reduced to. He refused to stop, even after constantly honking and light flashing, pulling along side as safely as we could when opportunity arose. He even got off the I 15 zig zagging around, pulled along side him twice (including at red lights) and as passenger showed him the wing mirror and told him he'd knocked it off and caused damage to side of our rig = he just wouldn't stop. He got back on the I15 at Craigs Road in LV, and kept heading north. Called the "How's my driving number on back of truck, who said "call the police", called the police and finally after 50 miles he pulled in at Loves exit 64 half way plus to Mesquite, where he denied everything, a second person appeared out of his truck that wasn't there before, and a very young police officer eventually arrived saying he came 60 miles from Mesquite southwards = why oh why wasn't a LV highway patrol vehicle sent out closer at the front end, so we didn't have to follow him for so many miles - this is beyond our understanding! Police officer says, based on height, and marks on his vehicle at same height as our mirror would have been etc, for sure he doesn't have a shadow of a doubt that it happened, and does believe our version of events, was amazed what great condition the RV is in for 15 years of age (we do look after our stuff immaculately) but it's a he said, she said situation and as he didn't witness it wouldn't cite the driver. We are also convinced that the drivers changed and we asked about checking logs on driving hours etc, but ........ This detained us for about 4 hours in total and we wished we hadn't have bothered. Traffic report won't apparently be available for 2 weeks, as it has to be submitted to officer's boss, then to somewhere else and then somewhere else. Anyway's totally disillusioned how this was responded to as you can imagine but ................ Now to getting our mirror replaced when we get back to Calgary after Monday evening (service In Great Falls Montana booked for Monday morning, to check on the new engine they installed for us 5000 miles ago before we head back to home base). Can you kindly share, how you would go about sourcing a new replacement wing mirror as small bottom mirror totally smashed as are electrics for indicators etc. (temporarily, we did a cold weld on metal ourselves last night, and have managed to put the main part back on for seeing to carry on our trip for now). We are not very hands on but able to listen/read easy directions, so maybe be able to install the unit ourselves. For those in the know where would you source the replacement part. As for body work we'll try and touch up as best we can and if looks bad we'll have to put into a local body shop I guess. Thanks for sharing where you'd source, or how you'd go about such a repair. Also our jacks pump has failed early on this trip and we need to source a new one of those and install ourselves we hope, and last but not least, our hub cap has fallen off, and we have been to 50-60 different truck places, fastener places and so on to source a few cent nut to be able to put back on (we'd buy extras after all the hours we've spent trying to source. No one anywhere has the right size nut or offered where they can get it from for us. Any recommendations for such a specialized situation to be able to secure the trim hub cap back on would be much appreciated or best place to source. Have a wonderful long weekend Canada and upcoming Happy 4th July to our cousins south of the border. Many thanks as always, FTW.
  8. FULLTIMEWANABE

    What's Up with this Thread?

    I noticed the same thing Dennis and BigJim but for quite a long time. Not sure if I'm right but there seems to have been a direct correlation on all the general main RVing forums being less active or at least on range of Topic subjects for a few years now and an increase in folks personal blogs with folks following them. Of course many of the latter ones are monetized and the most successful are written on daily or at least several times a week by the owners of. Also over the years we've lost some wonderful contributors due to age, change of circumstances, some working on businesses, becoming caregivers and so on. Stanley and a few others comes to mind.
  9. We are experiencing an oil leak. Lovely gentleman in Great Falls says he couldn't get us properly done and back on the road until Monday at earliest but we have medical appointment in Yuma this upcoming Monday. He is waiting for a temporary silicon seal around the front gasket and oilpan exterior to dry right now and says we should be OK to travel by keeping eye on things. Appears we need a front gasket and the oil pan seal is leaking also. To that end we will need to find someone with a "Fair" door rate, we are heading south down I15, intending to stop at Pocatello tonight, then on to Mesquite, before heading down towards Yuma for Monday. We are after Yuma heading towards Phoenix, Tucson and then on in to New Mexico to spend some time fishing before, having to be in Las Vegas by 7th June to meet someone.Can anyone help with recommending a good, reliable quality of work independent maybe that we could contact to hopefully get booked in advance on our route.So very much appreciated. Need to be able to handle 36ft Workhorse 8.1 Gas Engine Motorhome.Thanks again in anticipation for a recommendation. We also aren't sure which state would offer the better door/hourly rates being Canadian and we are aware it's not the parts that are going to cost but the labour intensiveness of this type of repair apparently.
  10. FULLTIMEWANABE

    UK couple travelling America in rv top tips

    Just a thought but "if" you have a camper/rv in the UK, and be willing, have you considered doing an exchange? Several of my Canadian friends have done this with Spain, UK, other European destinations and in turn they've reciprocated with the same over here in Canada and the USA. Just another idea. One couple off the top of my head I can think of are TravelwithKevinandRuth.com who did the exchange. I also believe there's a website I found where folks privately rent out their RVs = can't think of the name but I recall checking into it for ourselves when looking to do Aus' and NZ.
  11. FULLTIMEWANABE

    Is the Lighning Keeping You Awake

    Hey Aggie, saw you mentioned Dicor. Ever tried Eternabond? We are hard core Eternabond fans now Just saying in case you'd not considered it. Seems to last for years compared to Dicor having to redo every year or so it felt.
  12. FULLTIMEWANABE

    Overnight San Francisco

    Hey Mark, we are the first by choice whenever possible, to avoid booking into a CG/RV Resort believe me, however, with everything I've googled and read about "stealth" camping from others that have done it in San Fran area it's a no go for us = typically solos in SUV's or minivans (so quite smaller vehicles) I personally am booking into the SF RV Resort or Marin Park for a couple nights. Many have been banned after a few days to two weeks, knocks from sheriffs at 10pm, midnight and 5am in the morning, RV's broken into, tires stolen etc. Neighbours tired of folks in RV's continually parked outside their highly property taxed Real Estate call the police consistently now, on those that are overnighting, not just parked! No matter how careful you try to be not looking like camping, there's always tell tale signs, especially if there is more than one/two onboard. Just saying, and to each their own always! The nights prior to arrival in San Fran we are dry camping in the Davenport to Presiddo (2 mile stretch of pullouts on Cabrillo). Check out Freecampsites.net for many other reviews. On a 21 day trip including coming up the coast from San Diego, LA, etc, we are only booked in Santa Barbara 2 nights and San Fran 2 nights (arriving early to both to make the most of our time in those cities). As expensive as these two places are it's worth it for the peace of mind we feel in this instance. Safety should always be paramount priority we feel.
  13. FULLTIMEWANABE

    Tipping

    ^^^ Hence why we very rarely eat out now. Why oh why can't they just pay people a proper "wage" so that tipping isn't even an issue. Folks on very limited budgets can then know that what price is charged on the menu of food/services/goods etc is what they need to pay. I recall several decades back in the UK, I tried to tip and it was a shock to the servers = they weren't used to being tipped so didn't expect it. This tipping is all about "expectations". Just make every job salary/commission paid and it really wouldn't be an issue. When "deserved" we do always tip well, but we will not no matter how much it's frowned upon tip for bad service = encouraging bad service to continue??? Also the rest of us pay heavy taxes based on our "known" incomes, yet those relying on tips get away with paying a lot less typically. I've had many servers/hairdressers etc tell me they make more on tips than salary and what some share $'s wise is higher than some very highly skilled workers earn so ....... It begs the question why it is still ongoing in an era where the government wants more documentation/trailing/paperwork to make sure everyone is paying as much taxes/penalties as possible.
  14. FULLTIMEWANABE

    Where Do You Get Your MH Serviced Whilst Traveling

    That's wonderful info thanks so much.
  15. Just curious where you typically get your Motorhomes serviced on the road? Hubby has been doing the Oil & Filter Changes on the Engine and the Generator himself, but is feeling with aches and pains now, he'd like to start utilizing an "affordable" franchise as we travel that we could just pull into and get done hopefully as we go down the road. We are Canadian so not aufait with the USA names, think someone mentioned Speedco on a thread I read somewhere but .... Thanks for stating whether it is Diesel or Gas or both can be done at the location and approximate costs. We currently have a gasser but looks like soon be a DP as he's winning me over Happy Travels. FTW
×