Stephen & Lana Sullivan

This topic is not as easy as yes SD is cheaper. We domicile in FL and insure our HDT, fifth wheel, and Smart with National General. We have heard all the discussion about SD being cheaper than FL and TX so we decided to check it out before renewal. We contacted National General directly through Good Sams and also Americas Mailbox and both quoted our policies. Americas Mailbox also quoted Progressive. Keep in mind we do not use minimums for coverage and some of the coverage's change significantly or just don't exist from State to State, but we tried to get an apples to apples coverage in SD compared to our FL coverage. With all that said we renewed our FL registrations and insurance coverage after the SD quotes. SD quotes were $1,000 + more annually than our current FL policy. Every situation is different so you need to do your own research and see what works best for you individually.