think you have gotten a lot of accurate, honest, practical answers. I'd add always have a couple of grand for an emergency, Whether it be a hotel, breakdown, or just needing something simple. Also, get extra cables, hoses, and chocks.
RV’s aren’t as durable as houses. Stuff rattles loose, condensation gets into spaces you don’t open up often, and it’s much cheaper to go buy a tool or two and watch a few YouTube vids to learn how to troubleshoot than to spend $160 for a tech to spend an hour replacing a fitting you could have done yourself. A decent tool kit is a must have, but you shouldn’t need anything beyond the basics.
budget planners