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Blues

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  1. Blues

    Couple of Questions for Experienced Boondockers

    I disagree. I have a 4-door Norcold 1200 (two refrigerator doors and two freezer doors), and it uses about 1/2 gallon of propane per day. I assume the refrigerators that are half this size would use less, but even at exactly half, that would be about two gallons of propane per week. Your 30 pounds of propane is 7 gallons, and using that amount over 14-18 days is about the same as my 1/2 gallon per day. Glad to hear someone else report actual numbers, because refrigerators use more propane than people expect or even think.
  2. I'll take what Terri said recently about who owns the business over a website that hasn't changed since 2005.
  3. But cowboy said Terri told him on the phone that she is the owner, and that Knuths was the previous owner, about 4 or 5 years ago. Is there anything to indicate that's not the truth? In fact, in the annual reports filed with the Secretary of State, Jon Knuths signed everything starting at the beginning, in 2005, until the last document he signed, on 6-5-13. Terri signed everything after that, including a Statement of Change of Registered Agent from Jon Knuths to Terri Lund on 5-8-15. That corroborates her statement that she, and not Knuths, is the owner, and has been for several years. Is he still part owner, as you speculate? Terri called him the previous owner, and there's nothing to indicate that he's a part owner. So there's simply no basis for even believing he's a part owner, much less using it as a justification to trash him on his business's social media page, for all his customers and associates to see. But since he's only the former owner, he doesn't have any mail forwarding customers that he owes a duty to get off his butt for. He's not stiffing anybody if he hasn't been an owner of the business for several years. That's all on the current owner, and I can't believe anybody would think otherwise. I don't know why you assume Terri couldn't have persuaded the the post office herself. But if you refuse to believe that she could, it could also also be that the post office realized, on its own, that this is going to be a huge mess and is trying to mitigate it as best it can. Maybe they think in the end it will lessen the amount of work that's going to fall on them. And you know that even though they don't have any responsibility in this, people are going to be screaming at them and bad-mouthing them. I mean, look at what you've done to Knuths, in your admitted quest for revenge (although you didn't say if you got around to writing the board of directors of his bank "telling them what a creep he is´╗┐"), despite evidence that he has nothing to do with this. The post office has enough people trashing it all the time already, and doesn't need a thousand more complaining that the mean people at the post office won't just accept their change of address forms, like they do for everybody else.
  4. I wasn't addressing your desire to know what happened. I was responding to (and quoted) a comment docj made where he was defending posting comments on Facebook trashing a guy who it turned out wasn't involved in the business after all. Previously, he'd said, "I've just posted a nasty review on his bank's Facebook page. I encourage others to do the same. At least we can get some revenge."
  5. So can you now tell us exactly what happened and the reasons why? Clearly, nobody at the business in question has been at all forthcoming about this. If I had been one of the customers who got notice so very late, I'd be pretty unhappy about the complete lack of any answers. I'm not sure why you quoted me when you asked your question. I wasn't a customer and don't know anything about the situation. Well, I can see that my suggestion of a teaching moment isn't going to fly. According to posts here, the "leading citizen" you trashed on social media hasn't been involved in the business for several years. I just don't see how he's an acceptable target for revenge.
  6. Zulu asked, and I'll ask, too: Do you have a citation to the law or the legislative action that you're referring to? I tried, and can't find anything. Since the date of the court decision, the Legislature hasn't amended any of the statutes that were cited in the court decision. So they didn't address this issue there. Maybe the Legislature passed a new statute. I tried searching for the following terms in the statutes, to find a law relating to what a mail service must do in order to meet the residency requirements, and none of these terms appear in the Texas statutes: "mail service" "mail forwarding" "forwarding service" "mail-forward" [the way the term was spelled in the court decision] "forward service" "receive mail" "Residency requirement" is in the statutes five times, but not in any context pertinent here. I tried, and I'm stumped. So can you provide any more information on where that law might be found? Just an FYI--the Administrative Code isn't the same as the statutes. The Legislature passes laws/statutes, and has given state agencies the authority to adopt rules to administer those laws/statutes. So any action taken by the Legislature would be found in the statutes and not in the Administrative Code. The citations I've found to the Speights case say "no pet," which means a petition was not filed with the Texas Supreme Court, and the Texas Supreme Court has nothing to do with the lower court's decision. Do you have contrary information?
  7. I meant that mail forwarding service customers are no different from any other post office customer, and the post office owes them no special duty. The post office is obligated to deliver mail to addresses--in this case the mail forwarding service's address. It's not the post office's responsibility to figure out a way to help a mail forwarding service's customers when the mail forwarding service doesn't follow the post office's regulations. But they're apparently giving it a shot this time, and good for them. Are you going to retrack the nasty posting on Facebook about the bank president who is not the owner? Can I suggest that we use this as a teaching moment about rushing to social media to impugn people?
  8. That has always given me pause, too. Yes, you can describe it as "most" of one's mail using the Texas address, but you could also describe it as "the only mail that uses the South Dakota address is what's necessary to support a person's South Dakota domicile and it automatically gets sent to the Texas address that that person uses for all other mail." It's not an issue until it's an issue, which is what a few thousand mail service customers in Florida are finding out, as their voter registrations are now being subjected to individual scrutiny. Back to South Dakota, I have to say that I'm impressed that the post office is trying to help out. They could just step back, fold their arms, and say, "Not my problem." Instead, they're trying to find a solution that will lessen the impact on people who aren't even actually their customers. Good for them. I hope they come up with a scheme that will work, but if they can't, at least they're trying, which I would suspect is more than most people would expect, considering how much people like to rag on the post office.
  9. Letting college students vote where they're attending school has been an issue, but not for the same reasons that letting fulltimers vote where their mail service is has become an issue. The difference is that the students are actually physically living in the county in question, and the problem with fulltimers using a mail service is that they are not actually physically living in the county in question.
  10. Blues

    FMCA PPO plan

    I'm all too familiar with insurance plans that offer a PPO but it turns out to be only a local network, with no out-of-network coverage whatsoever. Obviously these are not a good choice for fulltimers, although some of them do have them because it's their only choice. I've seen Blue Cross HMO plans that have only a local network, but haven't yet run across a Blue Cross PPO plan that doesn't have access to BCBS's nationwide network. Or, well, that I could tell from what I was seeing. Can you point me to a Blue Cross PPO plan that doesn't include the nationwide network? It doesn't matter which state--I just want to see how it's presented so I will know what to look for.
  11. While TX law does recognize the right of a fulltimer to vote in the state... For voting purposes, Florida is looking not at the state level, but at the county level. SBI customers won't be allowed to register to vote if they haven't physically lived in Clay County in the past (or present). This would apparently include a person who lived and voted in a different Florida county for many years, but is selling his house to go fulltiming, and using SBI. His domicile is clearly in Florida and could be no place else, but he won't be allowed to register to vote because although he lived in Florida, he didn't live in Clay County. The people at rv-dreams chose Florida, and SBI. They said in their blog that one consideration was: "We purchased a rental property in Florida [in The Villages] last year, and down the road it will likely be our top exit plan option when we are ready." That's a good move for supporting a Florida domicile, but it's a bad move for voting in Clay County. They got in before Clay County stopped accepting new voter registrations from SBI customers, but the County has said they're going to review all SBI customers' voter registrations. I wonder if the rv-dreams people should have registered to vote at their address in The Villages, or if that would be subject to challenge because they're currently using it only as a rental property and have never actually lived there.
  12. Florida has become problematic in the last couple of weeks. The Supervisor of Elections in Clay County (where St. Brendan's Isle mail service is located) got an advisory opinion from the Florida Department of State concerning registering customers of St. Brendan's Isle to vote. The advisory opinion ends with this summary: Customers of a private mail forwarding service who attempt to establish legal residency in a county by filing a Declaration of Domicile that fails to list a residential address or that lists a nonresidential address at which they do not reside and who have no other meaningful contact with the county other than using the services of this enterprise in the county to receive mail, secure a Florida driver license or Florida identification card, and obtain a license plate, or hull number for a boat, without having a past or present physical presence and intent to establish permanent residency in the county is not sufficient to establish residency for voter registration purposes and are most likely not legal residents of the county.
  13. Blues

    FMCA PPO plan

    Hey, I try. I'll also point out that Escapees has an imprimatur when it comes to serving the fulltimer community. So I think it would be even more important for the marketing materials for "Escapees Healthcare Solutions" to divulge that it's not actually what fulltimers are asking for, instead of calling it "a refreshing alternative to traditional medical insurance."
  14. Blues

    FMCA PPO plan

    Why not put a big red flashing banner that says "not major medical" across the top of the page? You know that's the crisis pre-Medicare fulltimers are facing--lack of options for health insurance, and if you're not offering a solution for that, then why not divulge that up front? In fact, on that page, there is no mention whatsoever that you're not offering major medical insurance, so people seeking major medical insurance can't find that out until they start clicking around. Also, by advertising that the plan satisfies the ACA mandate and is compliant with the minimum essential coverage requirements of the ACA, you're leading, or at least allowing, people who aren't immersed in this to infer that it is "ACA-compliant," which it is not. ACA-compliant plans offer "essential health benefits," including emergency services and hospitalization. You know, the things people typically associate with healthcare coverage, and what Escapees is offering does NOT include that, and again, a person has to click around to find that out. In fact, a common refrain from pre-Medicare fulltimers is that they would be happy to pay for preventive care themselves, if they could get coverage for illness and emergencies and hospitalization, and what Escapees is offering is exactly the opposite. Yes, you don't state outright that the plan is ACA-compliant, and you don't claim that it's major medical insurance, but since that's what people affected by this crisis are looking for, it would serve them better to tell them right up front that your "healthcare solution" is not a solution for them. Of course, that's kind of the opposite of "marketing," so I can see the conflict.
  15. Being lucky can put you in a position where you understand about planning for the future when you're relatively young. You were lucky to have a father who understood planning for the future and who was able to convince you not to take the job that offered more money but less retirement. Things could have been very different if you'd had a father who didn't value retirement planning or who hadn't been able to convince you it was important enough to forgo actual money in your pocket. Barbara was in a similar position--she said she had her parents as an example. And no amount of planning or hard work can change who we get as parents. Society can try to make up for that, like with financial literacy classes in schools, but it's an uphill climb when someone's role models aren't financially literate themselves, through no fault of their own. So yes, I'd say that having a parent who convinced you to take a path that led you, many years later, to a position that allowed you to do what you wanted is lucky, and it sounds like a charmed life to me. I'm not discounting your planning and hard work, but at least you got the chance to do that--lots of people don't. No doubt. But that's assuming that a person is in a position to select his job, never mind selecting it for the retirement benefits it offers. Or to save money, which assumes that he has a good enough job that there's money available to save. Not everyone is born with the brains or talent to rise above subsistence. And don't forget--your financial plan worked because you and your wife lived long enough to take advantage of it. If that hadn't been the case, in retrospect it might have been better to take the job that paid more and maybe use that money to more fully enjoy your life. If you'd known you'd die when you were 49, there's every chance you'd do things differently.
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