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mrschwarz

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About mrschwarz

  • Rank
    Senior Member
  • Birthday 08/05/1950

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    http://www.schwarz.org
  • Skype
    mrschwarz50

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  • Gender
    Male
  • Location
    Currently in Grand Junction, CO

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    109233
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  1. mrschwarz

    Moving to FLorida

    I don't think we'll be using the ACA. We aren't entitled to any subsidy, so there is no reason unless the insurance company requires it. We do plan to change residence and domicile so I don't think the ACA's definition of residence will be a problem. According to Kyle from the RVer insurance exchange, all I need is an address in Florida. We plan to apply tomorrow (11/1), but aren't planning to go to Florida until the beginning of December to do the license and vehicle thing. I hope they don't require a copy of a drivers license!
  2. mrschwarz

    Rough Lives PBS artcle

    I have read other articles like this. They have a pre-conceived notion and cherry-pick the facts to support it. You know, like everyone who gets a health insurance subsidy has 12 kids and is married to 15 prisoners.
  3. mrschwarz

    Moving to FLorida

    That's what the insurance guy told me. Thanks for the link. I hadn't seen it before. Based on my age, zip code, etc., I can actually save about $10 per year moving to Florida. I am using Escapees:Home for mailing and I will be changing all addresses to Livingston, except for Florida government and BCBS mail. He also said that when I do that, they will recalculate my rates based on Texas, which will be lower than Florida. My wife's insurance through BCBS in Florida will be about $21 per month less expensive than her premium this year in Washington. I believe the deductible is a little higher this year, but it's so high now, that it will only matter if something bad happens. The real surprise came with auto insurance. We had our policy for the coach and toad with The Hartford through AARP. No one could touch the rates we were paying. When I spoke with them about moving to Florida, the rates went up by more than 125%! By shopping, I found another carrier where it will only cost us about 50% more. This insurance is the real cost of moving to Florida.
  4. mrschwarz

    Microsoft Surface Pro 4

    I had the previous model. No, it's not upgradable. It's glued shut when it's made. Most likely the screen breaks if you try to open it. I had two models. The first one was about 6 months old when it took a small spill from the couch to the floor. It landed on it's corner and the touch screen stopped working. Luckily, I had a Square Trade extended warranty and I got a refund from them. I bought a second one (actually saved a couple of bucks) and bought another Square Trade warranty. After about a year and a half, the screen went dead. I sent it back to them and got another refund. That's when I decided to go in another direction. I bought a conventional laptop and have been happy with it for the past year.
  5. mrschwarz

    Check Printing Charges

    We pay for checks, but we're still using the checks we got 4 addresses ago. They still work. We write a half dozen checks or so per year. I like the 1% or more on my credit card and pay that off directly.
  6. mrschwarz

    Moving to FLorida

    Thanks for the response. Did you apply for coverage using an Escapees address in Bushnell? Did you have Florida residence before that? What were the residency requirements that BCBS imposed?
  7. We have been residents of Washington state for the past couple of years. I am on Medicare, but my child-bride is only turning 60 this year so she has a few more years to go before she can qualify. She has been on a PPO there, but we were notified that the insurance company won't be renewing the policy for 2018. Since that was the only PPO available to us, we are looking for coverage. An HMO is pretty dicey for full-time RVers due to emergency coverage outside of our home area, where we are pretty much all the time. We are currently looking to change residence to Florida so we can take advantage of the BSBC EPO that is available in Bushnell, FL. Does anyone have experience 'moving' to the Escapees park, getting set up as residences and obtaining insurance from BCBS? Do you have any experience using the insurance out of state? I know the deductibles and co-pays double when out of network, but at least there is still coverage. When we moved to Washington from Texas, getting established as residents was easy, as far as the state was concerned and getting auto insurance. Blue Cross was more difficult for someone who doesn't have utilities or property. Will we be running into the same thing in Florida?
  8. mrschwarz

    Tra-Park - Pecos

    To call this park a dump is unfair to the well kept sanitary landfills around. We stayed there once. Power was on one side of the site and water was on the other. Since we were only there for the night, we lined up with the power connection on the driver side. Someone complained about us facing the wrong direction (for apparently no reason since it didn't matter what direction we faced). They quieted down when I pointed out the power and water connections and asked them to help me determine which direction was 'right'. We'll stay anywhere else before staying there again.
  9. I am in the same group that thinks, "If I do all this work and make all these changes, I can get it to be the same as it was before." Why do I have to work so hard to get back to something that works? There are lots of other RV forums out there that don't make it so difficult. Later...
  10. mrschwarz

    Hopper 3 Local Guide Data

    By turning the Hopper off, do you mean putting it in standby or unplugging it?
  11. mrschwarz

    Hopper 3 Local Guide Data

    I am not sure twice as many tuners with the wrong guide info is a consolation . After looking around the interwebs for a while, I tried something else. It appears that putting the Hopper and Joey in standby mode, it will update overnight. I changed my power settings to disable the inactivity timeout. I changed it before I turned in last night. This morning, the guides are updated. The reason it didn't update the first night might have had something to do with the activity timeout settings. While it's not necessary to update the guide every time the receiver is started, it sure would be nice if there was an option to force an update when necessary. I would think the Hopper is smart enough to know when the guide date is out of date, like when new channels appear and old ones disappear! The old receivers did. Maybe that's the 'bug' part. Thanks for all your comments.
  12. mrschwarz

    Hopper 3 Local Guide Data

    I got my locals (I have been dealing with Dish for a long time). The only thing new is the Hopper 3. Before that was a ViP722 and ViP211. The issue isn't getting locals it's the guide. I changed the locals at 3:00 yesterday. As of 7:00 tonight, the guide is still wrong. For the current hour, it shows the correct programs. Anything past the first hour, it shows the locals for Seattle. Seattle was 2 changes ago. Take a look at channel 7. ABC news is on at 6:30 and CBS News is on at 7:00. A pretty neat trick if it could happen. Is this normal?
  13. So...I finally broke down and changed my locals on my account to San Francisco. I full-time in a motor home. I started in Seattle and had no problem with PTAT and the locals channel guide. On my way to SF, I changed locals once in northern California for one night and really didn't pay much attention to the guide. I got to San Fransisco yesterday and changed my locals. The new channels showed up in the guide and showed the correct network affiliation. For the current time and the next half-hour, it shows what is actually on and what will be on in 30 minutes. Once past that, it is still showing the guide for the Seattle locals. For example, in SF, the ABC affiliate is channel 7. According to the guide, at 6:00 PM is ABC World News. At 6:30 PM is ABC local news. At 7:00 PM is CBS Evening News. Currently the Steelers are playing the Colts now on channel 11 (NBC) and will be on channel 5 (CBS) at 7:00 PM. I just spent a painful 40 minutes on the phone with Dish Tech support trying repeatedly a few things that I assume were to force a guide download, none of which worked. We have been here overnight, so I assume the guide was downloaded last night, so I'm not sure that's the fix either. Any other RVers out there that have seen this (or anyone else for that matter)? How did you fix? By the way, it looks like the software updated on 11/7.
  14. mrschwarz

    Electric Dump Valves Anyone have them?

    My coach has galley and shower grey tanks. When I got this coach, every time I took the cap off the main drain hose connection, I would get a few ounces of 'something' seep out. I went as far as replacing all the gate valve seals and then the valves themselves. No luck, there was always 'something' there. I am about as far from a neat freak as you can get, but I just can't stand ANYTHING dripping out of that line. I'm the same way with sewer hoses. One drip at a connection is too much for me. I got a twist on valve. By replacing the outlet end with a 90 degree elbow, I am able to leave it permanently installed. I put the drip cap on the end of the elbow that protrudes through the opening at the bottom of the hatch. With the two gray and black tanks valves closed, along with the twist on valve (which is what I converted to an electric valve) closed, I never have anything drip out when I remove the cap. In addition, if I leave the twist on valve closed and the two gray valves open, I can equalize the two gray tanks. That way, if I don't use galley water, but use more shower water, the tanks fill at the same rate. I mounted the dump valve switch in the bathroom. When I remotely dump the gray tanks (I NEVER would consider dumping the black tank). I am looking out the window at the hose. If something ever happens (it hasn't yet, in about 5 years), I can shut it off as quickly inside as I could outside.
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