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Zulu

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Everything posted by Zulu

  1. Zulu

    South Dakota or Florida

    She should contact healthcare.gov . . . and refrain from making any more self-incriminating posts.
  2. Zulu

    South Dakota or Florida

    I don't know, but not the one she said this about . . .
  3. Zulu

    South Dakota or Florida

    One state that we can be sure that can't be used for an ACA plan for her is MN.
  4. Zulu

    South Dakota or Florida

    Here's the thing: the ACA isn't based on your domicile. It's based on where you actually live.
  5. Zulu

    South Dakota or Florida

    Do you have a MN ACA health plan?
  6. As someone who has work camped in an RV campground the last 3 of 4 years, I beg to differ. From what I've seen, it's wholly dependent on the driver . . . and good/bad drivers seem to be equally dispersed between MH and 5ers -- and trailers, for that matter.
  7. Zulu

    Green Bay to Phoenix

    Keep in mind that snow belt campgrounds pretty much close in October. That said . . . When we left Green Bay for AZ (in May mind you), we went west across WI instead of down 43 or 41 which you've probably seen too much of already. We spend some time in Pepin, WI on the Mississippi. There's a great restaurant there - the Harbor Inn and Lake Pepin Campground nearby. Also, instead of taking 70 or 80 west we took highway 36 west through Kansas and into Denver. Thoroughly enjoyable and off the slab. Then 25 south through Colorado Springs, Trinidad, Santa Fe, and Albuquerque.
  8. Just out of curiosity, what would you expect the price of an HDT and TT to be . . . ballpark?
  9. Zulu

    Green Bay to Phoenix

    Are you in a hurry to get there? How long do you want to spend traveling?
  10. I'm pretty sure that can be said of any carrier.
  11. Zulu

    Nationwide Health Insurance

    You'll have to domicile in FL for nationwide coverage . . . at least for 2018.
  12. What about using a 120V to 220V voltage converter?
  13. Zulu

    Future Full Timers - We think?

    So 5 years for you and 8 years for your husband before Medicare. That's a lot of time getting individual health insurance. And I'll take a SWAG and say continuing your work health plan will probably be your best bet in both coverage and price. However, come this Tuesday, you should "seriously" get some questions answered about your current state plan: What, if anything, will you be required to pay to continue the plan up to age 65? Or is your coverage COBRA (good for only 18 months)? Are the rates fixed or can you expect yearly increases? Is the health plan "portable"? Typically that means a PPO plan with a nationwide network of hospitals and doctors you can use (think Blue Cross/Blue Shield) or must you only use doctors/hospitals that are in state? Does your health plan have a mail order service or nationwide pharmacy service (CVS, Walgreens) available for prescriptions? If you change your domicile to another state, can you still keep your health plan? To put this into perspective, the coach you select, the mail service you choose, etc, are very small potatoes next to health care costs, especially since you'll be starting your journey with known health care issues. PS From a recent post you said you're a resident of Missouri so it looks like these are pertinent web pages: MOSERS and MCHCP. I did a cursory search and it looks like you would have an Aetna PPO plan. However, it is not a nationwide PPO plan, but a multi-state with doctors/hospitals in just Missouri, Kansas, Oklahoma, and Arkansas.
  14. Zulu

    Future Full Timers - We think?

    What will you be doing for health insurance?
  15. Well, I can see that "Have" and "Have Nots" weren't the best terms to use. However, I don't think anything I said about people with military/government health care & pensions was derisive. I just said some people have these benefits. The rest is in your head. Since I never had any intention of making the military my career, I don't regret that decision at all. Just to be clear, I am a "Have". Between our 401ks, pensions, and annuities, the wife & I are hunky dory financially. So I'm not bemoaning my current status by talking about military/government health care and pensions.
  16. You missed the point. Reread my post: I used "Have" and "Have Nots" to differentiate between retiree's health and pension benefits, not a person's upbringing.
  17. Did you retire with a military pension and Tricare?
  18. First, thank you for your service, RV. Two years as a draftee (remember that time?) was enough for me. Anyway, your "it's not about the money" argument IS about the money. BTW, that's why I asked you if you had Tricare healthcare and a military pension. It's comparing Apples ("Haves") vs Oranges ("Have Nots") again. That is, people with government/employer health insurance and/or pensions vs all the others without pensions and healthcare. So when Haves make the "it's not about the money" generalization, I cringe. Also, for those of you looking at other folks RV budgets, take them with a grain of salt -- one size does not fit all. For example, the multi-year budgets on RV Dreams (Howard & Linda) are very very detailed. However, their early health insurance budgets were incredibly small. That's because they had an employer-supplied Anthem PPO health plan. Now they're on the much more expensive ACA.
  19. That's not true . . . Bankruptcy & Older Americans:
  20. Do you have a military pension & Tricare?
  21. The premise of this above article -- Dad deciding at the last minute that the family should all go camping -- is quaint. Right out of the 50s. A time when there were far far far less campers looking for campsites. Since I started using Reserve America in 2004, I had to book months in advance, so this is nothing new. There are abuses with the current system, but without a reservation system, state and national parks quickly become "local" parks where folks from town glom up all the spots. I had personal experience with this one. First, you need to understand that rangers and others who work in a park probably live nearby, so the locals know where they live and can exert pressure. Years ago I reserved a site on Memorial Day weekend at a WI state park. A few days before we were supposed to leave, got a call from the campgrounds saying that they had "cancelled" my reservation because of local pressure. Seems there wasn't enough sites left for the townies. The ranger lived in town. I'd much rather have the current system than go backwards.
  22. Zulu

    Anyone full timing on 25000 a year?

    It's more than just inflation . . . Bankruptcy Among Older Americans
  23. Just offhand I'd guess that most full timers don't store stuff from their former house. I'll also guess that the cost of long-term, temperature-controlled storage would equal the replacement cost of the stuff stored. If you start full timing now at 62 and have to buy your own health insurance, that could be your single major expense. Create an Excel spreadsheet of your current expenses/income. Start from there. Your budget sounds realistic. As you've already read, there are a number of folks who think you can full time for much, much cheaper. Bully for them. Best to determine the budget that's right for YOU, not someone else.
  24. Zulu

    Anyone full timing on 25000 a year?

    There's a wide gap between boondocking 350 days a year (no thanks) and owning a Prevost. It's not either-or.
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