Many years ago in the online bulletin board systems on the net I participated in some Silicon Valley chat rooms on electronics. As with most interests you'll eventually see some old codger who was no doubt a union guy and would swear he was there when they put the first two electrons together, you know the guy, we may have a few here =)... anyway they may have the chops, they may be a self appointed expert but they always seem to have what they feel is the final opinion. So one day someone asks about an entry level Asian oscilloscope and people weigh in and the rag chewer rears his head and pronounces "If you don't have Fluke and Tektronics on your bench you don't have sh..!". Good god I hate bullies. What that person is doing is bragging and brow beating. I posted that I was a slave R&D engineer trying to break out of my lab prison and start my own moonlight prototyping business. If I had to buy a Fluke bench VOM or multimeter (about$1k back then?) or a Tek oscilloscope (many $$$$) I'd not have been able to even get started but if I ran down to Radio Shack and bought a piece of crap mulitmeter for $20 or their best one for $99 I'd be able to buy the Asian oscilloscope, and the Chinese lathe and mill and many other tools to get a foothold keeping my startup costs to a minimum. Codger's response was "Yeah but the Fluke has a lifetime guarantee!" to which I responded that I could blow up a cheap Chinese meter a week and still be ahead of the game (and maybe learn why I was blowing them up in the first place?) So my rambling point here is that yeah, I have used and loved Fluke, Tektronics, Snap-on, Bridgeport, Clausing, Haas etc but on a budget for something that is occasional use (not earning it's way 8 hrs a day) spend wisely and then you will have the money for a great diversity of tools AND capabilities.
The local HF knows Randi on sight, they're on a first name basis. I believe she may have one of everything in their catalog or at least the store thinks so. She grabs people in the aisles and says "hey have you seen this?(some cool tool)". If we break or burn out something she gets an immediate replacement. Doing the interior of the MH we kept snapping their 1/4" straight carbide router bit (known problem) so she'd take the whole set down and come back with a whole new multi piece set. Did that 4x in one day. It used to be if electrons flowed through it don't buy it. That has changed; their new $100 cordless drill is brilliant, could not live without it. We have relentlessly flogged their Baur thickness planer, our whole interior is solid oak milled down from lumber. They have replaced the machine once.
The criteria we use is "will using this tool in any way degrade our workmanship or do a poorer job than a different tool at a better price?"
I think we have a HF freebee mulitmeter in ever room of the house as well as several flashlights.