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Member Since 30 Apr 2007
Offline Last Active Feb 11 2016 08:28 PM

Posts I've Made

In Topic: Are You Still In?

07 December 2013 - 10:40 AM

Why The 4% Retirement Rule Is No Longer Safe


Wouldn't this article better fit in the thread "Will My Retirement Funds Last?"


Cheers John

In Topic: Are You Still In?

05 December 2013 - 03:21 PM

Vanguards version of asking "Are You Still In?" 


It is pretty telling when Vanguard starts sending out emails to its customers about re-balancing (certainly not called market timing!  - or is it?) with comments like:


"Buying stocks now may actually run counter to what many prudent investors should be doing,"



Cheers John

In Topic: Anyone recycle the grey water?

02 October 2013 - 02:41 PM

When boondocking for a long period (more than a week) we wash the day's dishes in the evening in one tub and rinse them in another tub with heated water and then quickly use the warm rinse water to partially wash bodies or maybe just head/hair.  As others have said the dish water is used to flush toilet before bed time.  When taking a shower, my wife uses a bit more water than I do for a shower, but I can pretty easily take a shower with 1/2 gal of water.  I may not be ready to go to a fancy ball, but then I haven't seen any to go to when we are boondocking. :)

All this conservation of water can become necessary because our trailer only has a about 12 gals of fresh water.


Cheers  John

In Topic: Are You Still In?

20 August 2013 - 07:54 PM

"Are You Still In?"


Bonds?  No!

Vanguard Long Term Treasuries are down 12.6% YTD - with most of that fall coming since May.  And yet with all the bond selling going on, the money is not being recycled into stocks.  Hmmm.


Cheers  John

In Topic: Is it Cheaper to live in a House or RV?

18 July 2013 - 09:54 AM

 Big question is where would park it in today's market?

Good chance you would be parking it near the top of the stock or bond market like folks buying a house in 2006 at the top of the housing bubble. 


Cheers John