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Medicare Part B Premiums Deducted from Social Security


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#1 LindaH

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Posted 20 January 2012 - 04:57 PM

I've always been under the impression that the amount of the Medicare Part B premium that is deducted from a Social Security check is the same for everyone.

However, today we received our Form SSA-1099's and the amount my husband had taken from his Social Security check for the year was $226.80 LESS than was taken out of my checks! My husband has been having the Medicare Part B deducted from his SS check since 2004 while mine started last year (in January, so my Medicare Part B premium shown on the SSA-1099 would reflect a full 12 months).

What would account for the difference?

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#2 mrfrank

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Posted 20 January 2012 - 05:25 PM

I've always been under the impression that the amount of the Medicare Part B premium that is deducted from a Social Security check is the same for everyone.

However, today we received our Form SSA-1099's and the amount my husband had taken from his Social Security check for the year was $226.80 LESS than was taken out of my checks! My husband has been having the Medicare Part B deducted from his SS check since 2004 while mine started last year (in January, so my Medicare Part B premium shown on the SSA-1099 would reflect a full 12 months).

What would account for the difference?

The later you started on Medicare, the higher the premium. Last year my premium was S96.40, DW's was $110. She is several years younger than I am. The premiums have been that way for several years. This year they are both $99.90. I think that that change is a part of the new healthcare legislation! Anyhow, our total outlay for Medicare went down this year, not up! :P

Edited by mrfrank, 20 January 2012 - 05:26 PM.

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#3 Kirk

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Posted 20 January 2012 - 05:36 PM

Where the difference developed was when Congress blocked the scheduled increase in Medicare premiums for the two years that there was no increase in SS, the action did not block the increase for those just entering the system, only for those already drawing from it. Thus there is now a two tier premium cost and so you do pay more than he.

I believe that this year does adjust everyone back to the same premium, but that was in no way a part of the latest health care bill or program but rather a specific act from Congress in response to seniors who protested when the Medicare premiums were to increase while SS did not.

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#4 Barbaraok

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Posted 20 January 2012 - 06:40 PM

It wasn't something new, that has been the law for a long time, Medicare increase CAN NOT be greater than the SS COLA. However, those who start receiving can have a higher premium based upon what the rate should be, or for a few with higher incomes, will pay a surcharge, so to speak.Barb

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#5 Kirk

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Posted 26 January 2012 - 11:04 AM

It wasn't something new, that has been the law for a long time, Medicare increase CAN NOT be greater than the SS COLA. However, those who start receiving can have a higher premium based upon what the rate should be, or for a few with higher incomes, will pay a surcharge, so to speak.Barb


How about a link to that law if it has existed for a long time? I take two Congressional Newsletters and back when the SS was declared to get no COLA there was a great deal of political unrest resulted in action in Congress, or at least my newsletters claimed that it did. The following quote comes from a newsletter that was dated Nov. 1, 2009. :huh:

The Social Security Administration announced on October 15, 2009, that there will be no Social
Security cost-of-living adjustment (COLA) in 2010. Current projections indicate that there will be
no COLA in 2011, either. Over the same period, total Medicare Part B program costs are expected
to increase. Part B premiums, which are automatically deducted from Social Security checks,
must cover 25% of projected Part B costs.


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#6 Barbaraok

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Posted 26 January 2012 - 12:33 PM

Section 1839(f) of the Social Security Act (42 U.S.C. 1395r). The hold harmless provision was first implemented in January 1987.



For a good overview of what happen in 2009 click here to read about the problem that was outlined in this US House Representative document, that fact that there were three groups that would not be held harmless:

Persons who would not be held harmless include lower-income beneficiaries whose premiums are paid by Medicaid, higher-income beneficiaries who pay income-related Part B premiums, and new enrollees.


The legislation that was done in 2009 I believe revolved around the low income folks whose premiums are paid by Medicaid. I know that because I started Medicare ATFER this point, I paid higher premiums than David did for 2 years (new enrollees) and I believe the increase was passed along to higher-income related people.

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#7 Guest_janesmith_*

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Posted 16 March 2012 - 02:00 AM

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#8 docj

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Posted 16 March 2012 - 06:30 AM

reported

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