Pre 65 without on your own Health Insurance, has become a much larger slice of the budget. I know Jack mentioned that it is their single largest item, or maybe it was 'insurance' all up:)!
We are at $19.5K just for Health Insurance, without seeing a doctor, or paying for our medicines.... That's a pretty good size line item on any budget sheet:)!
I've coined us as 'Permanent Full Time Part Timers'. Due to family situations, we're what I call Hub and Spoke travelers. (Hub is our Vacation Home in San Diego, where my MIL lives. Spoke(s) are our trips away from that Hub, and then returning periodically to check on things. My wife's brother and his wife also live in the San Diego area, and both are still working. We've coordinated our travel plans with them, to be sure one of us is always in the San Diego area to monitor MIL. (She is doing great, now, but we almost lost her two years ago... So, a real ongoing concern to monitor things closely.)
We therefor travel for usually 2-3 months trips, before running back to the Hub. We'll be doing a month trip this year, as we'll running to see the Indy 500's 100th running, then on up into the New England states for the first time. Returning West thru the Great Lakes regions, and then onward just South of the Canadian border.
So our 'full time budget' needs to be factored, as with many of you here to. Our's will seem a bit high, as I include RV related upgrades to. And this list still has a few big ticket items ahead over the next two-three years. 2015, with 7 1/2 months of travel, we spent $42-45K. (The 'fixed costs' for many items carry over the other 4 1/2 months of the year. (RV/Auto/Health/Life/Long Term Care Insurance, Food, Wine, Medicines. Not included in this number, are our S&B related mortgages and insurance and maintenance costs. Nor another vehicle we leave at the S&B home.)
And as mentioned, much discretion in how we all choose to spend our funds on both food/wine/entertainment/etc., etc. We know we have scaled back our travel plans, stay in more National Parks and Passport America Parks. We have rented a site in Yuma for two months this year. We have gone to Bota Box wine during the week, with 3 bottles of $9-12 range glass bottle wines on the weekend. Much fewer lunches and dinners out. As we have diverted those funds from other parts of the economy, to help offset the higher costs of Health Insurance for 2015, and also this years 2016 big jump too. It is the way it is...
So, all of us have different perspectives from where we're coming from when sharing. Some of us are Pre 65 with no help on Health Insurance. Others are Post 65, or have full Health Insurance. That makes these numbers on the poll interesting to see, but without the additional notes by those that shared more specifics. Hard to make any conclusions from:)!
Always enjoy these threads, as great to learn how others have done things. I know in our 'Can We Do It?' planning phase, this site's members were very generous in sharing their experience with us. Always appreciative of those that take the time to do so...
Best to all,