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How large/small is your fulltime budget?


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Poll: How much does it cost you? (146 member(s) have cast votes)

What is the typical total amount of all living expenses for a year on the road?

  1. less than $10,000 per year. (4 votes [2.74%])

    Percentage of vote: 2.74%

  2. $10,00 or more but less than $20,000 per year. (18 votes [12.33%])

    Percentage of vote: 12.33%

  3. $20,000 or more but less than $30,000 per year. (22 votes [15.07%])

    Percentage of vote: 15.07%

  4. Voted $30,000 or more but less than $40,000 per year. (42 votes [28.77%])

    Percentage of vote: 28.77%

  5. Voted $40,000 or more, but less than $50,000 per year. (22 votes [15.07%])

    Percentage of vote: 15.07%

  6. $50,000 or more, but less than $60,000 per year. (15 votes [10.27%])

    Percentage of vote: 10.27%

  7. $60,000 or more, but less than $70,000 per year. (11 votes [7.53%])

    Percentage of vote: 7.53%

  8. $70,000 or more, but less than $80,000 per year. (5 votes [3.42%])

    Percentage of vote: 3.42%

  9. $80,000 or more but less than $90,000 per year. (2 votes [1.37%])

    Percentage of vote: 1.37%

  10. $90,000 or more but less than $100,000 per year. (0 votes [0.00%])

    Percentage of vote: 0.00%

  11. $100,000 or more annual expenditures. (5 votes [3.42%])

    Percentage of vote: 3.42%

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#21 Jack Mayer

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Posted 25 November 2015 - 10:19 AM

We will hit $35K this year for the first time. ALL the additional expense is Health Care insurance costs.


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#22 Vladimir

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Posted 26 November 2015 - 02:24 PM

 

What we found interesting was that once we were actually retired our budget was not nearly as tight as in that year before since there are expenses associated with a job that most of us do not realize. Our clothing budget was a particularly large drop. And the fuel that we burned to get to and from work was nearly enough to supply fuel for our travels, if you leveled it out over a period of 90 days.

 

I had to laugh when I read your comment.

 

Before I retired I was sitting in a retirement seminar and the presenter mentioned all the items on your list.

 

I looked at my t-shirt, jeans, and sandals and wondered what I could do to "lower" my clothing costs in retirement??  There are advantages to being a Forester! Then there was that awful commute of 1/2 mile that I finally got rid of in retirement.

 

In our case, our costs went UP significantly in retirement.  That was a good thing.  It meant we were having more fun.


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#23 Kirk

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Posted 26 November 2015 - 03:06 PM

I looked at my t-shirt, jeans, and sandals and wondered what I could do to "lower" my clothing costs in retirement??  There are advantages to being a Forester!

We at least stopped wearing ties a few years before I retired but even then it was "business casual" with only collared shirts and no jeans.  ;)


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#24 GR 'Scott' Cundiff

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Posted 26 November 2015 - 03:17 PM

We at least stopped wearing ties a few years before I retired but even then it was "business casual" with only collared shirts and no jeans.  ;)

 

Roger on ties!  When I retired I took an entire box of ties to the church and put a "free to good home" sign on them.  The quilter's group said they could use them for quilting and I gave them all the ties.  Hopefully they now make up lap quilts for the folks at the nursing home.  If so, they are finally being put to a reasonable use.


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#25 Barbaraok

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Posted 26 November 2015 - 03:19 PM

Dave still has a few ties in his closet - ones our daughter gave to him and he can't bring himself to giving those away.  Fathers & daughters.  :wub:


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#26 Biker56

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Posted 26 November 2015 - 05:14 PM

16 years average of single Full Time $28,942.83 a year. That is what my Quicken says

Kirk said not to include in that amount the $86,000 paid cash for 2nd MH, $18,000 HHR toad(cash) or present $48K(cash) toad. But all those are included in the $28K. :)

 

Take above vehicles out, then my average for 16 years would be $20,556 a year. Which includes 7 months a year every year of no campground fees.


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#27 Kirk

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Posted 27 November 2015 - 08:59 AM

Take above vehicles out, then my average for 16 years would be $20,556 a year. Which includes 7 months a year every year of no campground fees.

It's really difficult to find a way to level the expenses with our different styles of RV living, but the reason I chose not to include vehicles is wide difference in amounts spend for RVs and other vehicles. It was an attempt to let others know what our average expenses run for daily living of the lifestyle. I'm sure that even things like food budgets vary quite widely but there is a clear pattern to the typical costs as you look at the results. While that won't tell anyone exactly what they must have to survive, it should give some targets to work with, or at least I hope that it does.


Good travelin !...............Kirk

Full-time 11+ years...... Now seasonal travelers.
Kirk & Pam's Great RV Adventure
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#28 GR 'Scott' Cundiff

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Posted 27 November 2015 - 09:23 AM

From the responses, including the good article Kirk referenced, it seems we are in a target of high $30's-low $40's for an average.

 

Then, an entirely different topic is "how low can you go?" and some have stayed well below that average.  


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#29 rynosback

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Posted 21 December 2015 - 11:48 PM

Kirk,
I just started full timing 6 months ago. So right now I voted for 30-40k.

You seem to be doing a lot of polls lately. Is there a reason behind it?
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#30 Mariner

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Posted 22 December 2015 - 06:32 AM

When I saw the mention of clothes I had to snicker. In over 5yrs. it's been shorts, T-shirts, sandals or flip flops for me. The last thing I bought to wear was a suit this past June for my granddaughters wedding. And then I had to buy shoes, socks, shirt & tie to go with it. After retirement, and spending so many years in coat & tie, I swore "never again". But for my beautiful granddaughter, I made an exception.


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#31 sandsys

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Posted 22 December 2015 - 06:13 PM

The last thing I bought to wear was a suit this past June for my granddaughters wedding. And then I had to buy shoes, socks, shirt & tie to go with it. After retirement, and spending so many years in coat & tie, I swore "never again". But for my beautiful granddaughter, I made an exception.

I think if Dave ever again needs to wear a suit, we'll see if he can rent one. :)

 

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#32 The Breeze RV

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Posted 23 December 2015 - 05:41 PM

We're heading out in April, debt free and hoping to get by on 40k or less, it will be interesting to see how we do.
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#33 2gypsies

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Posted 23 December 2015 - 06:09 PM

We're heading out in April, debt free and hoping to get by on 40k or less, it will be interesting to see how we do.


If you don't go for the expensive resorts you'll do just find. Best of luck to you!

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#34 Mariner

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Posted 24 December 2015 - 09:08 AM

I agree with 2gypsies. You'll be fine. In over 5yrs. we've never gone over $35K.


Fulltiming since 2010

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#35 Jack Mayer

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Posted 24 December 2015 - 09:19 AM

We're heading out in April, debt free and hoping to get by on 40k or less, it will be interesting to see how we do.

We are also debt free and have been fulltiming for almost 16 years. This year will be our most expensive year on the road, and we will come in at just around $34K  We have never exceeded $31K in the past and have usually been in the mid-upper 20's. And we don't feel we skimp. It does depend somewhat on how you live, though.  Our most expensive single expense has ALWAYS been insurance, and health insurance is by far our biggest expense at the moment. 


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#36 richfaa

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Posted 24 December 2015 - 03:40 PM

We really do not know what that number is .When we started this adventure 10 years ago we determined we had the financial
ability to do what we do. We use Quicken and all expenses are in a category so we could pull that data out. We still have a couple of bucks left over at the end of every month and no bill collectors are looking for us. We are good.

I just realized we are not full timers and may only be on the road 8 t o 9 months a year. We usually get at least 3 months " off the road" at our S&B.

What do you call it when a "Full-timer" parks it for 3 months at a campground or at a "lot" they own somewhere.

Edited by richfaa, 24 December 2015 - 04:10 PM.

Helen and I are long timers ..08 F-350 Ford,LB,CC,6.4L,4X4, Dually,4:10 diff dragging around a 2013 Montana 3402 Big Sky
SKP 100137. North Ridgeville, Ohio in the summer, sort of and where ever it is warm in the winter.

#37 Kirk

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Posted 24 December 2015 - 04:33 PM

What do you call it when a "Full-timer" parks it for 3 months at a campground or at a "lot" they own somewhere.

I just wait to see what the person I'm speaking to calls his lifestyle. Much less conflict that way. :P


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#38 sandsys

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Posted 24 December 2015 - 05:47 PM

I just realized we are not full timers and may only be on the road 8 t o 9 months a year. We usually get at least 3 months " off the road" at our S&B.

What do you call it when a "Full-timer" parks it for 3 months at a campground or at a "lot" they own somewhere.

I like your term long timers for your situation. It is very clear. If you still lived in your RV while parked at your S&B I would call you full timers but since you move into your house for those few months, I like long timers. As I said, that term makes it very clear how you live.

 

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#39 richfaa

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Posted 25 December 2015 - 12:26 PM

My definition of a full timer is and always has been a person who has a Rv and lives in it 24/7/365 you can have a lot somewhere with a shed or a barn on it but your home is the RV. We have full timers here who own a lot in our park and will be on it for the winter but they live in their RV. We are here for 6 months and may be on the road for another 2 or 3 months but we spend some time out of the Rv and in the S&B. There are BTW many,many Rv'ers that do just that.
Helen and I are long timers ..08 F-350 Ford,LB,CC,6.4L,4X4, Dually,4:10 diff dragging around a 2013 Montana 3402 Big Sky
SKP 100137. North Ridgeville, Ohio in the summer, sort of and where ever it is warm in the winter.

#40 GR 'Scott' Cundiff

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Posted 25 December 2015 - 04:05 PM

There are:

  • touring fulltimers
  • workcamping fulltimers
  • point to point fulltimers (winter in one place, summer in another)
  • working fulltimers
  • stationary fulltimers (in a RV, permanently parked)
  • seasonal fulltimers (a bit iffy, but fulltime just part of the year)

And likely several other flavors.  Then, to complicate things a bit more, many of us flow between two or more through the year (like workcamping only in the summer, etc.)

 

At least that's my view of it.


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