I am with Auto Owners insurance. For my home, cars, RV and the Big Truck.
When our truck was hit by lightning (2022), they not only paid for the HDT tow to a Volvo dealer 30 miles away, but also paid for the repairs to the truck totaling almost $70,000. They not only renewed me (twice), with only a small market increase in the premium since then, but did not require me to change the $100 deductible.
As a side note, in the fall of 2022 my wife hit a deer with her car adding another $7500 claim to our policy that year and they still didn't cancel us.