Repkad Posted January 12, 2016 Report Share Posted January 12, 2016 In preparation for changing our domicile to Florida, I contacted our insurance company, Blue Sky, customer service to see what premium difference there would be if we moved from New Jersey. They informed me that Blue Sky is not writing new RV policies in the state of Florida. Seems they had too many FL claims and the state would not grant them their requested premium increase for 2016, so they decided not to service this area. That leaves me searching, once again, for someone who will insure full-timers with a singled HDT tow vehicle and fifth wheel RV. Got a quote today from Farm & City through Allied that looked doable. Just wondering if any of you who claim Florida as a domicile and use Blue Sky have heard that they may not renew your policy. Perhaps they can continue to insure existing customers; I'm not sure. Dottie Dottie & Bob Repka SKP #90581 Lifetime Members 2007 Teton Reliance XT-4 2006 Volvo 780, Ultrashift 2014 Smart Car on deck Link to comment Share on other sites More sharing options...
Chad Heiser Posted January 12, 2016 Report Share Posted January 12, 2016 Sorry to hear about your troubles with Blue Sky. You may also find issues registering your HDT in Florida. The way their law reads for a Motorhome title, you cannot have a 5th wheel hitch and be registered as a Motorhome. There are some who have registered without the hitch and then added the hitch after the fact, but it is not exactly legal. This issue has been discussed on the forum a few times. 2000 Kenworth T2000 w/ Cummins N14 and autoshift 2017 DRV Mobile Suite 40KSSB4 with factory mods, dealer mods and personal mods - now in the RV graveyard 2022 DRV Full House MX450 with customized floor plan 2018 Polaris RZR Turbo S (fits in the garage) 2016 Smart Car (fits in the garage or gets flat towed behind the DRV when the RZR is in the garage)My First Solar Install ThreadMy Second Solar Install Thread & Photos and Documents Related to the buildMy MX450's solar, battery and inverter system - my biggest system yet! chadheiser.com West Coast HDT Rally Website Link to comment Share on other sites More sharing options...
GlennWest Posted January 12, 2016 Report Share Posted January 12, 2016 Contact Twin Peeks there in Florida. They are our agent and got our insurance policy for us. We are Texans though. If anyone can help they can 2003 Teton Grand Freedom towed with 2006 Freightliner Century 120 across the beautiful USA welding pipe.https://photos.app.goo.gl/O32ZjgzSzgK7LAyt1 Link to comment Share on other sites More sharing options...
wildmandmc Posted January 12, 2016 Report Share Posted January 12, 2016 I have blue sky for auto an rv. they were (key word were) giving me great rates, until this january, policy jumped over $200 for auto. after email to agent, said it was a "state wide" increase. since i had no accidents//claims. funny is that my RV stayed about the same rate as last yr. 2000 Itasca Horizon DP (Got Total During Irma). Vice President of Charlotte County Defenders LE MC http://charlotte.defenderslemc.com/ Link to comment Share on other sites More sharing options...
Repkad Posted January 20, 2016 Author Report Share Posted January 20, 2016 Ok, I finally got more information from my Blue Sky agent. She said that Customer Service was only partially right. Since I am an existing customer, they will write an RV policy for us in Florida. I got their quote, but as someone else pointed out, I found that the Florida licensing and title requirements are not too friendly to HDT owners. I'm not interested in designating my truck as an RV, so they want to register us under a commercial designation. That opens up a whole other can of worms, so we have now switched from looking for a good insurance company to looking for a different domicile. South Dakota's looking pretty good right now? Dottie & Bob Repka SKP #90581 Lifetime Members 2007 Teton Reliance XT-4 2006 Volvo 780, Ultrashift 2014 Smart Car on deck Link to comment Share on other sites More sharing options...
remoandiris Posted January 21, 2016 Report Share Posted January 21, 2016 IIRC, you can register it as a private truck in Fla. You may want to search the HDT forum for registering a truck in Fla. Check the HDT Resource Guide, too. Link to comment Share on other sites More sharing options...
remoandiris Posted January 21, 2016 Report Share Posted January 21, 2016 Here is one of the threads about registering an HDT in FLA. The guy had to register it as a "Tractor". Specifically, entry #3 in the thread. http://www.rvnetwork.com/index.php?showtopic=117904&hl=%2Bflorida+%2Bregister#entry777418 Link to comment Share on other sites More sharing options...
richfaa Posted January 21, 2016 Report Share Posted January 21, 2016 Florida is a vehicle insurance nightmare as driving is crazy here. Helen and I are long timers ..08 F-350 Ford,LB,CC,6.4L,4X4, Dually,4:10 diff dragging around a 2013 Montana 3402 Big Sky SKP 100137. North Ridgeville, Ohio in the summer, sort of and where ever it is warm in the winter. Link to comment Share on other sites More sharing options...
Scion Gypsy Posted January 29, 2016 Report Share Posted January 29, 2016 I have Allied from Farm and Country, just did my first year renewal as a full timer. Less than $100 annual increase. Don Kostyal CMSgt, ret USAF A Veteran - whether active duty, retired, national guard or reserve - is someone who, at one point in their life, wrote a check made payable to "The United States of America", for an amount of "up to and including my life."Author Unknown Link to comment Share on other sites More sharing options...
Jim Seward Posted January 29, 2016 Report Share Posted January 29, 2016 Might give Foremost Insurance Co. a try, here's a link to their web site: http://www.foremost.com/products/motor-home/ Good luck with your insurance quest & safe travels... Jim & Sherry Seward 2000 Residency Mod. 3790 2003 Suzuki XL/7 4WD Link to comment Share on other sites More sharing options...
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