I retired when I was 56 years old. I put 35 years in as a Fire Fighter and loved everyday of it. I used to hear the younger people I worked with say "I can't wait to retire". It's been almost 21 years since I retired and I say to those young people, don't push it as it will come soon enough and you will not be in the shape you are in now. The aches and pains will increase as you age. I have a sign in the family room that says, "inside of every old person is a young person who says what the hell happened". My wife and I are now selling the 5er and truck and will downsize to a SUV. We enjoy retirement but the Golden Years are sometimes not so Golden. So don't push it, it'll come soon enough. Plan for it and when it does come hopefully you'll be ready financially and mentally. Stay safe all.