Eric A.

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About Eric A.

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  • Location
    5th Wheel
  • Interests
    Hiking, Backpacking, Photography
  1. Good article! We were on the fence too but a catastrophic failure would at this point probably crush us so we opted to warranty. We do indeed sleep better knowing we are covered if a major appliance or system goes down. I hate, hate, hate insurance, but there's something to be said for security when your whole world is on wheels and RVs are very prone to breaking these days.
  2. Yikes, storms here in the East, but nothing that serious. Hope all is well
  3. I worked construction building custom homes for many years, definitely helps being able to understand working on a structure. Those were some back breaking times and after 19 years I got out before it disabled me. I wouldn't trade the experience I gained but it was earned in blood, sweat, and tears lol.
  4. Fantastic Fan makes a 12v version of their ceiling fans that I use quite often if I don't have shore power, it moves a lot of air just like the ceiling version. I installed a 400w Renogy RV solar kit and built a four 6v battery bank that keeps me running all day no problem (except for AC). You get what you pay for a lot of times with solar, make sure your getting quality stuff you can rely on. Renogy sold me with their customer service and ease of installation. I bought a small 150W GoPower inverter to run or charge small items in the trailer and a larger 800w inverter if I need to run something bigger (coffee pot, toaster, etc). I bought a Champion 3100W gas/propane generator for emergency battery charging and AC running if it gets way hot while boon docking. Command hooks, hangers, baskets, and all their cool items are perfect for a travel trailer. If you need to hang or secure something they probably make an item do it. Home Depot or Lower, or Amazon is my go to place for those things. Switch your favorite pictures to lightweight plastic frames and use command picture hanging strips to make the camper "homey" +1 on the Vornado fans. I have one tall one in the far back corner of the trailer and a small countertop version in the front on the counter. Those two fans move a serious amount of air for how quiet they are. I use these when I'm on shore power and the Fantastic Fan if Im boon docking or just need even more airflow. Just remember, your going to screw up. You'll figure it out on the fly and make it work. Don't go spend a lot of money on RV trinkets. Live in it and buy a little at a time as you realize it solves a problem you have solve. I jumped in headfirst on my first RV and bought quite a few things because I thought I'd need them and never did. Buy the best sewer hose you can afford! buy the best water hose you can afford! Buy a nice extension cord and buy all your shore power adapters.
  5. Thanks for the encouragement! Yes, fresh out of the box "Full Timer" here
  6. Tractor and other vehicles stay at the property we have listed as primary residence (relatives property). Until we decide to store or sell the rest of the vehicles "said" relative is letting us park them on the property. i will be looking deeper into my coverage
  7. Very interesting indeed, I've planned on becoming a paid member, just getting a feel for things. A lot to process, like how the mail works and what-not. Thanks for the enlightenment as I've severely hijacked this thread. Many apologies to the OP.
  8. So do declared Full Timers not have the the same issue with jury duty? I've read articles about claiming your "home" state based on benifits to this lifestyle, would you be required to do jury duty there? If so it's the same issue as I'd have. Not much worried about a bench warrant, but if that unicorn popped into my life I'm assuming the verified letter goes to my declared address and my relative would alert me along with my other important mail. No interest in voting in the circus of politics, maybe on the local level again when I find roots down the road but I've lost my taste for the rodeo show of Washington. I'm self employed and yes, I file in the State I've always lived and have my address declared Funny how statistically low the number of "Full Timers" there are when it seems to be everywhere in media and forums alike. I guess like any other area of life, when you enter into it you notice it more than when it wasn't on your radar. Thanks for the thinking topics, I have much much, more to explore
  9. I definitely see the difference now, just seemed more convenient to use a family members address as home base logistically. We are only 2 weeks into this full time adventure after selling our stick and bricks and everything that wouldn't fit in camper. Seemed like everything we did required an address and we didn't have one so we agreed to "rent" a piece of property to appease the legal and intrusive side of this world. Didn't realize that insurance companies cared one way or the other, seems odd since my camper is rated and built by the manufacturer as a full time unit. So what keeps someone from "renting" a piece of yard space from a friend or relative for $1 a month (just to have a cost on record) and using that address as your legal address but having all mail either P.O. Boxed or mail serviced? Is it a situation of just not having a person willing to extend that favor to them or is it a gray area legally speaking? It all seems like a bunch of red tape and jumping through hoops already from what I read. System doesn't like road gypsies from the looks of it so far.
  10. I guess I don't see what I'm doing "wrong" in the eyes of the law or company policy. If I declared my RV as my full time residence on my taxes and my insurance and the BMV etc then yes, I'd be in sketchy territory. That is not the case, I see where you guys are coming from if someone is officially "Full Time" with no secondary home base the rules change. I don't declare this as my primary residence, my mail goes to a physical address as well as my BMV and tax info. I'm never at the address as we are on the road and only go there to catch our breath or maybe something needs fixed. We do not own the place, we "rent" a spot on the property from a family member. My insurance agent is awesome and has been insuring my family for generations. I take a little offense to someone saying they don't deserve to be in the business or that they don't know what they are doing. If you have a physical address to claim on taxes (owning or renting) then you can cover your RV just as someone who only vacations twice a year. The rules change when you claim your RV as your primary residence "officially". There is no chart or spreadsheet to say "Fulltime" aside from that one rule. If you own or rent land, condo, apartment, or a shack in the woods and claim that as your primary residence then it doesn't matter if you spend 99.9% of your life in the RV, that's the deciding factor. I appreciate the knowledge and help from you seasoned full timers. I'm always learning and expanding this new set of guidelines for this odd life I've chosen. That being said I have signed paperwork from a huge company that says I'm covered. I tailored the policy with my agent and made sure the monetary value for the contents was spot on and feasible. I have two campers, five vehicles, a motorcycle, and a tractor insured through them so they know me and my family well. I find it hard to believe that this well established company would be doing something shady or underhanded for my benefit. Sounds like if we decide to drop the address and go official "Full Time" it's going to be time for a different company and policy.
  11. Who am I? I'm a random person from an unknown town with no personal info registered on this forum. I appreciate your advice but the fear of State Farm reading this thread, hiring a lawyer to investigate my case and track my IP address to figure out who I am doesn't keep me up at night. My coverage is peanuts to the billions they bring in including my business on multiple policies over many many years. I think they have bigger things to worry about than me and my little RV on this forum
  12. This is what we have done, we have a "rental space" which is a family members house where our mail goes. While you are correct, State Farm does not offer insurance if you list your RV as your primary and only residence they do insure your RV and there is no limit on your length of stay or amount of time spent in RV. The burden of proof lies in defining full time vs very extensive use and "long vacations". State Farm does offer separate policies to cover the contents of your RV. Maybe my insurance agent is more clever than some? Maybe she found a loophole. She is aware of our situation and tailored our policies to fit our needs. We don't claim to be full time and I'm sure that's where we slide under the radar. In her own words "Never say the words "Full Time" or "Primary guys just travel a lot We were advised to make a detailed list and I even included pictures of our personal belongings so in the case of total loss we had proof aside from receipts of ownership. I keep this info in a fire safe and on USB drives, backups to backups.
  13. We have our policy through State Farm Insurance. Ive been using them since I purchased my first car 25 years ago. They had no issues insuring my RV and even combined in a personal loss policy to cover all the contents in case of total loss.
  14. Thanks for the warm welcome! We have done many things to the 5er to make it our own. I am one who cannot leave anything "stock". Aside from standard modifications and upgrades we've also started lots of interior work to make it cozy and "home". It is good to have found a forum more dedicated to Full Time RV so we don't feel like the only "crazy" people in this lifestyle.
  15. We are in our second week of being full time. Sold the house and everything we didn't bring with us in the 5th wheel. What didn't sell went to church/charity. It's oddly refreshing living in a 40' trailer with the family. We keep getting the feeling the trip will be over soon and we will be pulling back into the driveway at "home". Then the sudden realization that this trailer and the road are home now snaps you back. We are now in the class of 2017