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About pjstough

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    http:// http://stoughrvadventure.blogspot.com/
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    Central Iowa
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    Auto Racing, Politics
  1. We have had Allied for several years and have had several claims. Settling the claims has always been easy and to our satisfaction. What you pay for insurance is one thing, but how they handle claims is equally important for us.
  2. On my win 10 computer I go to Windows settings> Network and Internet> Wifi> Manage known networks> Select your Mifi from the list> Properties> Scroll down to "metered connections"> click the "On Off" button to "On" and you should be good to go.
  3. I dont believe the insurance companies are setting the costs. The healthcare provider sets the cost. Insurance companies raise rates to cover these costs. There is no, and there can be no "free market" in the healthcae industry. When you are lying on the floor having a heart attack or have been in a serious car accident, you or someone on your behalf, does not have the ability to call around to find the best rate on an ambulance call, or which hospital has the best rate to treat your condition. You are at the mercy of the ambulance provider for where you are, and they are required to take you to the nearest hospital that can treat your condition. No free market there.
  4. I posted this article five years ago on my Facebook page, and I believe it is still relevant today, maybe even more so in light of the failure of the House of Representatives to repeal and replace Obamacare. http://www.slate.com/articles/news_and_politics/politics/2015/03/america_s_hospitals_our_system_lets_big_hospitals_charge_exorbitant_prices.html
  5. It is interesting how this conversation has evolved from what to do about healthcare and health insurance once Obamacare is ended to deporting illegal aliens and income inequality, and virtually nothing about reducing the cost of healthcare, and therefore health insurance. If nothing is done about the cost of healthcare, it will become increasingly more costly for everyone, and as costs go up, fewer and fewer people will be able to afford it. That is what needs to be addressed. Hopefully, the number of people on here who would deny healthcare to anyone just because they can not afford it is a small number.
  6. I just talked to Wholesale Warranty yesterday, and they also told me they only sell for one company now, and it is called Viking.
  7. At our fresh water city connection there is a valve that allows water to go directly into the RV, or the water can be diverted to the onboard tank. I have had this valve fail, which then fills the onboard tank, even when set in the "city fill" position.
  8. Whether healthcare is run by the government or by private industry means nothing until there are controls on the price of healthcare. Supply and demand does not work in the healthcare business.
  9. From one of the links: "The second is ethical. Part of the PP/ACA legislation establishes Accountable Care Organizations. These a revival of the HMOs we all hated so much in the 80’s and 90’s, but worse. In this model, a health care organization (usually a hospital and its employed physicians) is given a lump sum of money to take care of a set number of patients. If the organization spends less than the government gives them, they make money. If they spend more because the patients are sicker than expected, the hospital and the doctors have to write checks to the government for the balance. Our margins are already so thin, doing this would break us. The obvious ethical dilemma is that providers will be incentivized to not provide services for our oldest, sickest, and most vulnerable patients if they are to survive financially." The part in this paragraph where it says that if the organization spends more that what the government gives them, then they owe that amount to the government. Looks to me like if the organization spends more than what the government gives them, then it is a business loss. If the author saying that the government is telling them how many patients they have to see, and how much the government will pay, and that the organization has no say in the matter?
  10. There are some things he said that just dont make sense.
  11. Single payer would take care of that too.
  12. Here is the basic problem as I see it. First of all there are virtually no controls on the cost of healthcare. So as long as insurers can raise premiums to cover their increased payments to health care providers, they will do so until they can no longer raise premiums, then they will go out of business. In today's market the cost of a family plan with reasonable deductions, co-payments, and out of pocked expenses, is about $10,000 per year, more or less. If you dont have an employer that pays most of that, a lot of people simply cant afford health insurance. There are some high deductible plans that work for some people, but again, not a lot of people have the cash on hand to pay the high deductible in the need should arise. One way to start to improve the situation is to work to raise wages and benefits for millions of working poor is the USA, but few people want to do that. Thus here we are.
  13. In all the years since the ACA became law, no one to my knowledge who opposes the law, has ever put forth a plan to replace it.